Your Expat Insurance Experts in Spain for Digital Nomad Health Insurance
Open 7 Days a week
Quality Cover
Highly competitive rates
Visa-Compliant Insurance
English-Speaking Assistance
Fast & Easy Policy Setup


Digital Nomad Health Insurance for Americans moving to Spain
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Starting your digital nomad life in Spain should be exciting and stress-free. Let us take care of your health insurance, so you can focus on your remote work and adventures.
At 247 Expat Insurance, we provide NLV-compliant digital nomad health insurance, ensuring you have comprehensive coverage while living and working remotely in Spain.
Our plans include:
- Visa-Approved Coverage: Meets all Spanish health insurance requirements
- No Co-Payments or Deductibles: Full healthcare access with zero out-of-pocket costs
- Expertise: With years of experience in the Spanish insurance market, our team is well-equipped to offer the best advice and solutions for expats.
- Flexibility: We understand that no two expats are the same, which is why our policies are flexible and adaptable to your lifestyle and budget.
- Fast Certificate Issuance: Get your official insurance certificate quickly
- English-Speaking Customer Support: Hassle-free assistance in hour language for remote workers
- Global Coverage Options: Stay protected even while traveling outside Spain
Why Digital Nomads Need Private Health Insurance for Spain’s Digital Nomad Visa
To live and work remotely in Spain on a Digital Nomad Visa, you must have private health insurance that meets strict Spanish visa requirements:
Full Medical Coverage
Covers doctor visits, hospital stays, and emergencies.
No Co-Payments or Deductibles
Must include zero out-of-pocket costs for covered care.
Valid for a Minimum of 12 Months
Must cover your first full year in Spain.
Issued by a Spanish-Approved Insurer
Must be from a recognized insurance provider based in Spain.
Why Can’t U.S. Digital Nomads Use Their Existing Health Insurance?
- U.S. private health insurance is not accepted for Spanish visa applications.
- Medicare and ACA plans do NOT cover medical care in Spain.
- Spanish immigration authorities require proof of local health coverage.
With 247 Expat Insurance, you can rest assured your health insurance policy will be compliant with visa regulations.
What’s Covered in Our Digital Nomad Health Insurance?
Our Digital Nomad Visa health insurance covers everything you need while living in Spain, with no co-pays or deductibles.
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Doctor Visits & Specialist Consultations:
• General practitioners and specialist care • Diagnostic tests and medical imaging. -
Hospitalization & Emergency Medical Care:
• 24/7 emergency medical assistance • Private hospital access across Spain in authorised centres. -
Caser Salud App:
• Video calls with 25 medical specialities at no extra cost • Manage your insurance, prescriptions, and authorizations easily. -
Exclusive Discount Vouchers:
• Up to € off dental care • Up to €100 off prescription glasses -
And much more:
Get in contact with us for full details.
Our Partnerships
As a proud Caser exclusive agent, we provide access to premium insurance solutions backed by the strength and reliability of one of Spain’s most reputable insurance providers. Caser, part of the internationally renowned Helvetia Group, brings over 160 years of experience to the insurance industry.
The Helvetia Group is a leading multinational insurance company headquartered in Switzerland, with a presence in over 20 countries across Europe, Asia, and Latin America. Serving more than 7 million customers, Helvetia offers a wide range of financial and insurance products, from life and non-life insurance to pension and investment solutions. With assets exceeding €100 billion and a workforce of nearly 12,000 employees, the group is a global powerhouse in the insurance sector.
This partnership enables us to deliver exceptional coverage options tailored to meet the diverse needs of our clients. Whether you require health, home, auto, or life insurance, you can trust in the financial stability and expertise of Caser and the Helvetia Group to provide unparalleled peace of mind and security.

Why Choose 247 Expat Insurance?
- Comprehensive solutions tailored for expatriates in Spain
- Flexible policies to fit your needs and budget
- Expert service in English
- Local knowledge and trusted advice
How to Get Your Digital Nomad Health Insurance in 3 Simple Steps
Request a Free
Quote
• Receive your personalized insurance quote and options that meets your visa requirements.
Choose Your Coverage Plan
• Receive all communications, confirmation and assistance from our English-speaking team based in Spain.
Receive Your Insurance Certificate
• Receive your official health insurance certificate for your digital nomad visa application, once your policy is agreed.
Frequently Asked Questions (FAQ) About NLV Health Insurance for Americans
Yes! Spanish immigration requires all Digital Nomad Visa applicants to have private health insurance with no co-payments and no deductibles. This ensures you have full medical coverage while living in Spain.
No. U.S. health insurance plans (including Medicare) do not meet Spain’s visa requirements. You must have a policy from a Spanish insurer that complies with immigration regulations.
Your health insurance must cover a minimum of 12 months and be renewable annually to maintain your residency status in Spain.
Depending upon pre-existing conditions and passing the medical questionnaire and calls, we can normally issue your insurance certificate within a few business days.
Absolutely! Our expat health insurance plans are designed for long-term residency in Spain, giving you continuous access to high-quality private healthcare. You will need to prove a continuous health insurance polciy with a Spanish company when you renew for subsequent years.
Coverage for pre-existing conditions depends on the selected plan. Contact us for a personalized quote and details on eligibility.
Coverage for pre-existing conditions depends on the selected plan. Contact us for a personalized quote and details on eligibility.
Our health insurance policies cover you in Spain, but if you plan to travel before or after your move, we can help you with additional travel insurance options.
Learn More About Our Insurance
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