Your Expat Insurance Experts in Spain for Digital Nomad Health Insurance

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Visa-Compliant Health Insurance for Remote Workers – No Co-Payments, No Deductibles, Fast Approval!

Digital Nomad Health Insurance for Americans moving to Spain

Are you an American digital nomad moving to Spain on a Digital Nomad Visa (DNV)? One of the most important visa requirements is having private health insurance that meets Spanish immigration regulations.

Get your quote Today!

Starting your digital nomad life in Spain should be exciting and stress-free. Let us take care of your health insurance, so you can focus on your remote work and adventures.
At 247 Expat Insurance, we provide NLV-compliant digital nomad health insurance, ensuring you have comprehensive coverage while living and working remotely in Spain.

Our plans include:

Why Digital Nomads Need Private Health Insurance for Spain’s Digital Nomad Visa

To live and work remotely in Spain on a Digital Nomad Visa, you must have private health insurance that meets strict Spanish visa requirements:

Full Medical Coverage

Covers doctor visits, hospital stays, and emergencies.

No Co-Payments or Deductibles

Must include zero out-of-pocket costs for covered care.

Valid for a Minimum of 12 Months

Must cover your first full year in Spain.

Issued by a Spanish-Approved Insurer

Must be from a recognized insurance provider based in Spain.

Why Can’t U.S. Digital Nomads Use Their Existing Health Insurance?

  • U.S. private health insurance is not accepted for Spanish visa applications.
  • Medicare and ACA plans do NOT cover medical care in Spain.
  • Spanish immigration authorities require proof of local health coverage.

With 247 Expat Insurance, you can rest assured your health insurance policy will be compliant with visa regulations.

What’s Covered in Our Digital Nomad Health Insurance?

Our Digital Nomad Visa health insurance covers everything you need while living in Spain, with no co-pays or deductibles.

Our Partnerships

As a proud Caser exclusive agent, we provide access to premium insurance solutions backed by the strength and reliability of one of Spain’s most reputable insurance providers. Caser, part of the internationally renowned Helvetia Group, brings over 160 years of experience to the insurance industry.

The Helvetia Group is a leading multinational insurance company headquartered in Switzerland, with a presence in over 20 countries across Europe, Asia, and Latin America. Serving more than 7 million customers, Helvetia offers a wide range of financial and insurance products, from life and non-life insurance to pension and investment solutions. With assets exceeding €100 billion and a workforce of nearly 12,000 employees, the group is a global powerhouse in the insurance sector.

This partnership enables us to deliver exceptional coverage options tailored to meet the diverse needs of our clients. Whether you require health, home, auto, or life insurance, you can trust in the financial stability and expertise of Caser and the Helvetia Group to provide unparalleled peace of mind and security.

Why Choose 247 Expat Insurance?

How to Get Your Digital Nomad Health Insurance in 3 Simple Steps

Getting Digital Nomad Visa health insurance with 247 Expat Insurance is quick and hassle-free:
01

Request a Free
Quote

• Fill out our online form with your details.
• Receive your personalized insurance quote and options that meets your visa requirements.
02

Choose Your Coverage Plan

• Select a policy that fits your needs (individual, couple, or family).
• Receive all communications, confirmation and assistance from our English-speaking team based in Spain.
03

Receive Your Insurance Certificate

• Pass the medical questionnaires and screening.
• Receive your official health insurance certificate for your digital nomad visa application, once your policy is agreed.

Frequently Asked Questions (FAQ) About NLV Health Insurance for Americans

Yes! Spanish immigration requires all Digital Nomad Visa applicants to have private health insurance with no co-payments and no deductibles. This ensures you have full medical coverage while living in Spain.

No. U.S. health insurance plans (including Medicare) do not meet Spain’s visa requirements. You must have a policy from a Spanish insurer that complies with immigration regulations.

Your health insurance must cover a minimum of 12 months and be renewable annually to maintain your residency status in Spain.

Depending upon pre-existing conditions and passing the medical questionnaire and calls, we can normally issue your insurance certificate within a few business days.

Absolutely! Our expat health insurance plans are designed for long-term residency in Spain, giving you continuous access to high-quality private healthcare. You will need to prove a continuous health insurance polciy with a Spanish company when you renew for subsequent years.

Coverage for pre-existing conditions depends on the selected plan. Contact us for a personalized quote and details on eligibility.

Coverage for pre-existing conditions depends on the selected plan. Contact us for a personalized quote and details on eligibility.

Our health insurance policies cover you in Spain, but if you plan to travel before or after your move, we can help you with additional travel insurance options.

Learn More About Our Insurance

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