Specialist expat insurance in Spain for retirees, digital nomads, second-home owners, and foreign residents — health, car, home, travel and more. Explained in English, 7 days a week.
At 247 Expat Insurance, we are a DGSFP-registered insurance broker in Spain specialising in cover for foreign residents. We work with British, American, Canadian, Irish, Dutch, German, French, Belgian, and Nordic expats — whether you are just arriving, renewing residency, or have been living in Spain for years.
We understand that finding the right Spanish health insurance, car insurance, or home insurance as a foreigner isn't always straightforward — different rules, Spanish paperwork, and policies that don't always map to what you're used to at home. That's why we explain everything in plain English, take the time to understand your situation, and help you choose cover that genuinely suits your needs — whether you're a retiree, a digital nomad, or applying for your NLV for the first time.
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Comprehensive cover for every aspect of expat life in Spain — arranged in English, from health and car to holiday homes and pets.
Spanish health insurance for expats and foreign residents — with English-speaking doctors, fast specialist referrals, and nationwide hospital networks. No NHS wait, no language barrier.
More info →Third party to fully comprehensive cover — arranged in English for expats driving in Spain.
More info →No copayments. No waiting periods. Spanish health insurance that meets consulate requirements for NLV, DNV & student visa applications.
More info →Villas, apartments, fincas & holiday homes — contents, buildings, and liability cover.
More info →Every insurance product we offer — health, car, home, travel, and more. All arranged in English.
Recognised across UK, European and global business awards for specialist expat insurance support.
View All Awards ›Not sure where to start? Here are the questions we hear most from expats and foreign residents in Spain.
Read More FAQsWe help British, American, Canadian, Irish, Dutch, German and Nordic expats find the right cover — from Costa Blanca and Costa del Sol to Alicante, Málaga, the Canary Islands, and the Balearics.
Our clients trust us to find the right cover and explain it clearly — in English, every time.
"Sorting insurance while living abroad seemed impossible until I worked with 247 Expat Insurance. They made the process easy to understand and helped me find the right policy for my family. Now I feel confident knowing my loved ones are financially secure no matter what happens. Exceptional service."
"After years of struggling with Spanish-only insurers, finding 247 Expat Insurance was a genuine relief. They understood our situation immediately, explained everything clearly, and had us sorted within a day. I can't recommend them highly enough."
"We were applying for our NLV and needed health insurance that the consulate would accept. 247 Expat Insurance knew exactly what was required — no copayments, no waiting periods — and got us sorted within 24 hours. Absolutely brilliant."
Practical, plain-English guides covering everything you need to know about insurance, visas, and life in Spain as a foreign resident.
Everything you need to know about choosing compliant health cover for a Non-Lucrative Visa application.
How car insurance works in Spain, what cover you need, and how to switch from a foreign policy.
Villas, apartments, holiday homes — what's covered, what's not, and how to get the right policy.
A step-by-step checklist so you arrive in Spain with the right cover already in place.
News, market updates and product launches from 247 Expat Insurance. For step-by-step how-to guides, see our Expat Guides section below.
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Get a free quote today — our English-speaking team is available 7 days a week.
