We are 247 Expat Insurance — a Spanish-regulated insurance agency built from the ground up for people moving to and living in Spain: retirees, remote workers, families and foreign residents. We make insurance simple, and we do it all in English.
Every year, hundreds of thousands of expats move to Spain — to retire, to work remotely, to start a new life. And almost every one of them runs into the same wall: Spanish-only insurance providers, confusing paperwork, policies they don't fully understand, and nobody available on the other end who speaks their language or understands their situation.
247 Expat Insurance was built to fix that. We are a specialist insurance agent working exclusively with expats, foreign residents, retirees, digital nomads, holiday home owners, and anyone making their life in Spain who deserves advice in plain English — not a translated PDF and a phone number that rings out.
We specialise in health insurance for people moving to or living in Spain, including applicants who need suitable cover and supporting documentation for Spanish visa and residence applications. Our English-speaking team explains the process clearly and helps clients understand the cover they are arranging.
There are plenty of insurance options in Spain. Here is why expats and foreign residents consistently come to us — and stay with us.
Not a translation service — a genuinely English-speaking team that understands your policy, your situation, and your questions. From first quote to claims support.
We understand NLV and DNV insurance requirements, TIE cards, empadronamiento, and how Spanish insurance works for people who did not grow up here. We ask the right questions.
Clear English-speaking help with health cover for expats, foreign residents and visa applicants in Spain.
Registered with Spain’s insurance regulator. Full registration and complaints information is available in our Legal Notice.
For NLV, DNV, and student visa applications — consulate-accepted certificates the same day payment is confirmed. We understand that appointment dates don't wait.
Deep knowledge of expat-dense areas: Costa Blanca, Costa del Sol, Costa Cálida, Mallorca, and beyond. We know the property types, the communities, and the risks.
We explain options and let you decide. Our job is to make sure you understand what you are buying and that it genuinely covers your needs — not to push you into the highest-margin policy.
Insurance questions don't land neatly between 9 and 5 on a weekday. We are open Monday to Friday, 9:00–20:00 Spanish time, and outside those hours by appointment. At weekends we reply to emails and WhatsApp messages in an emergency.
Moving to Spain means meeting requirements you have probably never had to think about before. A residency route that asks for specific health cover. A home that has to be insured under Spanish rules. A car that has to be registered and covered locally. Most of it is set out in Spanish, and most of it is explained badly.
247 Expat Insurance exists to make that part straightforward. We are a Spanish-regulated insurance agency working with people who are moving to Spain or already living here, and we start by explaining what a requirement actually is — before anyone talks about a policy.
We work in English, Monday to Friday. If a requirement does not apply to your situation, we would rather tell you that than sell you a policy you do not need.
We cover the whole of Spain, with particular depth of knowledge in the regions where British, Irish, American, and Northern European expats are most concentrated.
Spain's most popular expat destination. From Alicante to Denia, we know the communities, the property types, and the common insurance questions in this region.
Home to one of the largest British and international expat communities in Spain, stretching from Málaga to Gibraltar. Villas, apartments, and holiday homes are our speciality here.
An increasingly popular choice for expats seeking lower property prices with easy access to beaches and year-round sunshine, including the Mar Menor area.
Home to a large and diverse expat population including many German, British, and Scandinavian residents. High-value properties require specialist insurance knowledge.
Spain's major cities attract large numbers of digital nomads, corporate expats, and professionals on the DNV or work permits. Health and car insurance are the most common needs here.
The Canaries attract retirees and digital nomads year-round thanks to the climate and tax advantages. We arrange insurance for residents across all the islands.
247 Expat Insurance helps people understand health insurance for living in Spain and find the right route for their move, including Non-Lucrative, Digital Nomad and Student visas.
Explore private health insurance for living in Spain, including cover for visa and residency applications.
Get a Health Insurance QuoteRead about health insurance in SpainUnderstand the main routes for living, working or studying in Spain.
Our clients come from all over the world and have all kinds of reasons for being in Spain. What they have in common is that they need insurance that actually fits their situation — and they want advice in English from someone who genuinely understands it.
Moving to Spain is one of the best decisions we ever made. But the insurance side of things nearly broke us — until we found a team who actually spoke our language and explained everything clearly.
The kind of feedback we work hard to earn — every time
247 Expat Insurance is an insurance agency. Complete our health insurance quote form and our team will review the information you provide and return with the policy options available through 247.
