We are 247 Expat Insurance — a DGSFP-registered Caser Helvetia exclusive agent built from the ground up for expats, retirees, and foreign residents living in or moving to Spain. We make insurance simple, and we do it all in English.
Every year, hundreds of thousands of expats move to Spain — to retire, to work remotely, to start a new life. And almost every one of them runs into the same wall: Spanish-only insurance providers, confusing paperwork, policies they don't fully understand, and nobody available on the other end who speaks their language or understands their situation.
247 Expat Insurance was built to fix that. We are a specialist insurance agent working exclusively with expats, foreign residents, retirees, digital nomads, holiday home owners, and anyone making their life in Spain who deserves advice in plain English — not a translated PDF and a phone number that rings out.
We handle health, car, home, travel, dental, life, funeral, pet insurance, and specialist products like reverse mortgages — all from one English-speaking team, available seven days a week. Whether you are applying for a visa, buying a property, or renewing a policy you don't fully understand, we are here to help you get it right.
Backed by Caser Helvetia & the Helvetia Group — one of Europe's most trusted insurance names
There are plenty of insurance options in Spain. Here is why expats and foreign residents consistently come to us — and stay with us.
Not a translation service — a genuinely English-speaking team that understands your policy, your situation, and your questions. From first quote to claims support.
We understand NLV and DNV insurance requirements, TIE cards, empadronamiento, and how Spanish insurance works for people who did not grow up here. We ask the right questions.
Health, car, home, travel, dental, life, funeral, pet — all arranged through one team. No hunting around multiple insurers or websites in Spanish.
We are registered with the DGSFP — Spain's official insurance regulatory authority. You have full consumer protections and a clear route to resolution if you ever need it.
For NLV, DNV, and student visa applications — consulate-accepted certificates the same day payment is confirmed. We understand that appointment dates don't wait.
Deep knowledge of expat-dense areas: Costa Blanca, Costa del Sol, Costa Cálida, Mallorca, and beyond. We know the property types, the communities, and the risks.
We explain options and let you decide. Our job is to make sure you understand what you are buying and that it genuinely covers your needs — not to push you into the highest-margin policy.
Insurance questions don't land neatly between 9 and 5 on a weekday. We are available Monday to Sunday — by phone, email, and WhatsApp.
As an exclusive Caser Helvetia agent, 247 Expat Insurance provides access to one of Spain's most respected insurance product ranges. Caser Helvetia is not a small insurer — it is a member of the internationally renowned Helvetia Group, a Swiss-headquartered multinational with over 160 years in the insurance industry.
Caser Helvetia has been operating in Spain for decades and was the first Spanish insurer to launch the regulated reverse mortgage (hipoteca inversa) product under Ley 41/2007. Their product range covers health, car, home, life, dental, travel, and specialist expat needs — which is why they are the natural partner for an agent focused entirely on foreign residents in Spain.
Our exclusive arrangement also means we have a direct line to product specialists, faster claims handling, and access to bespoke solutions for expat circumstances that are harder to find elsewhere.
DGSFP Registration: 247 Expat Insurance is a registered insurance agent with the Dirección General de Seguros y Fondos de Pensiones (DGSFP) — Spain's official insurance and pension fund regulator. This registration is your guarantee that we operate within Spain's legal framework for insurance distribution, with full consumer protections in place. Registered agent: Neil Peter Osborne — DGSFP No. C0031Y0339267P.
We cover the whole of Spain, with particular depth of knowledge in the regions where British, Irish, American, and Northern European expats are most concentrated.
Spain's most popular expat destination. From Alicante to Denia, we know the communities, the property types, and the common insurance questions in this region.
Home to one of the largest British and international expat communities in Spain, stretching from Málaga to Gibraltar. Villas, apartments, and holiday homes are our speciality here.
An increasingly popular choice for expats seeking lower property prices with easy access to beaches and year-round sunshine, including the Mar Menor area.
Home to a large and diverse expat population including many German, British, and Scandinavian residents. High-value properties require specialist insurance knowledge.
Spain's major cities attract large numbers of digital nomads, corporate expats, and professionals on the DNV or work permits. Health and car insurance are the most common needs here.
The Canaries attract retirees and digital nomads year-round thanks to the climate and tax advantages. We arrange insurance for residents across all the islands.
From the essential to the specialist — every product arranged in English, by people who understand expat life in Spain.
Our clients come from all over the world and have all kinds of reasons for being in Spain. What they have in common is that they need insurance that actually fits their situation — and they want advice in English from someone who genuinely understands it.
Moving to Spain is one of the best decisions we ever made. But the insurance side of things nearly broke us — until we found a team who actually spoke our language and explained everything clearly.
The kind of feedback we work hard to earn — every time
We measure ourselves by the experiences of the people we help.
"Getting health insurance for our NLV application was honestly the easiest part of the whole process. The team came back to us the same day with the certificate — everything was exactly what the consulate needed."
Sarah M. — British expat, Costa Blanca
"I'd been trying to sort home insurance for my villa in Mallorca for months. Every Spanish insurer needed documents I didn't understand. One call to 247 Expat and it was sorted in a day."
James K. — British homeowner, Mallorca
"What I appreciated most was that they explained everything clearly — no jargon, no pressure. I finally understood what I was actually covered for. Would recommend to any expat in Spain."
Patricia H. — Irish expat, Costa del Sol
Talk to our English-speaking team today. No pressure, no jargon — just straightforward advice on the cover that's right for you.
