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Private Health Insurance for Expats in Costa del Sol
Visa-Compliant
Start your new life in the Costa del Sol with complete peace of mind—get your health insurance today!
At 247 Expat Insurance, we provide comprehensive health insurance for:
- Non-EU expats applying for Spanish visas (Non-Lucrative Visa, Digital Nomad Visa, Student Visa & more)
- Retirees & financially independent expats relocating to Costa del Sol
- Long-term foreign residents who need private healthcare coverage
Our health insurance plans offer:
-
Visa-Compliant Coverage:
Fully approved for Spanish residency applications and Spanish Visas -
No Co-Payments or Deductibles:
Full medical access with zero out-of-pocket expenses -
Expertise:
With years of experience in the Spanish insurance market, our team is well-equipped to offer the best advice and solutions for expats. -
Flexibility:
We understand that no two expats are the same, which is why our policies are flexible and adaptable to your lifestyle and budget. -
Fast Certificate Issuance:
Get your official insurance certificate quickly -
English-Speaking Customer Support:
Hassle-free assistance in hour language for remote workers -
Global Coverage Options:
Stay protected even while traveling outside Spain -
English-Speaking Support:
Hassle-free assistance for international expats in English -
Top Private Hospitals & Clinics in The Costa del Sol:
Priority access to authorised leading healthcare providers throughout the Costa Blanca.
Why Expats in The Costa del Sol Need Private Health Insurance
Spain offers excellent healthcare, but expats must meet specific requirements before they can access public services. If you’re moving to Costa del Sol on a visa or settling here long-term, having private health insurance is required for most residency applications.
Who Needs Private Health Insurance in The Costa del Sol?
If you are applying for a Spanish visa:
• Non-Lucrative Visa applicants
• Digital Nomad Visa holders
• Student Visa applicants
• Self-employed expats (Autónomo Visa holders)
If you are a non-EU expat moving to Costa del Sol:
• Private health insurance is mandatory for most residency applications.
• Expats who are not part of Spain’s social security system must use private healthcare.
If you’re retiring or living in Costa del Sol long-term:
• Many expats prefer private healthcare for shorter wait times and access to private hospitals.
• If you’re not working in Spain, private health insurance is a visa requirement.
With 247 Expat Insurance, you’ll have visa-approved health coverage and access to Costa del Sol’s best private hospitals.
What’s Covered in Our Health Insurance Plans?
Our private health insurance for expats in Costa del Sol provides comprehensive medical coverage with no co-pays or deductibles.
-
Doctor Consultations & Specialist Care:
• Access to private general practitioners & English-speaking doctors. • Consultations with medical specialists without long waiting times. -
Hospitalisation & Surgical Procedures:
• Admission to Costa del Sol's best private hospitals & clinics. • Full coverage for inpatient & outpatient procedures. -
24/7 Emergency Medical Assistance:
• Immediate treatment for accidents, illnesses & urgent conditions. • Ambulance & emergency transport services included. -
Exclusive Discount Vouchers:
• Up to € off dental care • Up to €100 off prescription glasses -
And much more:
Get in contact with us for full details.
Our Partnerships
As a proud Caser exclusive agent, we provide access to premium insurance solutions backed by the strength and reliability of one of Spain’s most reputable insurance providers. Caser, part of the internationally renowned Helvetia Group, brings over 160 years of experience to the insurance industry.
The Helvetia Group is a leading multinational insurance company headquartered in Switzerland, with a presence in over 20 countries across Europe, Asia, and Latin America. Serving more than 7 million customers, Helvetia offers a wide range of financial and insurance products, from life and non-life insurance to pension and investment solutions. With assets exceeding €100 billion and a workforce of nearly 12,000 employees, the group is a global powerhouse in the insurance sector.
This partnership enables us to deliver exceptional coverage options tailored to meet the diverse needs of our clients. Whether you require health, home, auto, or life insurance, you can trust in the financial stability and expertise of Caser and the Helvetia Group to provide unparalleled peace of mind and security.

Why Choose 247 Expat Insurance?
- Comprehensive solutions tailored for expatriates in Spain
- Flexible policies to fit your needs and budget
- Expert service in English
- Local knowledge and trusted advice
Why Expats Are Choosing The Costa del Sol

☀️ Warm Climate
& Mediterranean Lifestyle
• Access to stunning beaches, golf courses, and nature reserves.

💰 Lower Cost of Living Compared to Other European Destinations
• Premium healthcare options at competitive prices.

🌍 A Thriving Expat Community
• A welcoming community with expat clubs, international restaurants, and cultural events.
Costa del Sol provides an exceptional lifestyle—and with visa-compliant health insurance, you can enjoy it without worry.
How to Get Health Insurance in The Costa del Sol in 3 Easy Steps
Request a Free
Quote
• Receive your personalized insurance quote and options that meets your visa requirements.
Choose Your Coverage Plan
• Receive all communications, confirmation and assistance from our English-speaking team based in Spain.
Receive Your Insurance Certificate
• Receive your official health insurance certificate for your digital nomad visa application, once your policy is agreed.
Frequently Asked Questions (FAQ) AboutHealth Insurance for Expats in Costa del Sol
Yes, expats applying for a Non-Lucrative Visa (NLV), Digital Nomad Visa, or other long-term residency permits must have private health insurance with no co-pays or deductibles.
Yes! Our plans provide access to a large list of Spain’s top private hospitals and clinics authorised under the policy, ensuring shorter wait times and high-quality medical care.
Yes, our policies meet Spanish visa and residency requirements and include the official insurance certificate needed for your application.
Yes, Costa del Sol has a large expat population, and our network includes English-speaking doctors, if available in the hospitals, specialists, and customer support if not translators are available.
Yes, our plans include 24/7 emergency medical assistance, hospitalisation, and specialist treatments at a list of authorised top-rated private hospitals.
Yes! Our plans include unlimited video consultations with up to 25 types of medical specialists, so you can speak to a doctor from anywhere in Spain.
• The Caser Salud App to manage appointments, prescriptions, and authorizations
• Discount vouchers for up to 100€ off dental care and up to €100 off prescription glasses
Once approved, you’ll receive your official health insurance certificate making it easy to complete your visa or residency application without delays.
Learn More About Our Insurance
Get a quote