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Expat Medical Insurance for Visa Applicants, Retirees & Long-Term Residents – No Co-Payments, No Deductibles!

Private Health Insurance for Expats in Costa del Sol
Visa-Compliant

The Costa del Sol is a top destination for international residents, offering sunshine, beautiful beaches, and world-class amenities. Whether you’re retiring, working remotely, or moving long-term, securing private health insurance is essential to meet Spanish visa requirements and ensure access to high-quality healthcare.

Start your new life in the Costa del Sol with complete peace of mind—get your health insurance today!

 

At 247 Expat Insurance, we provide comprehensive health insurance for:

  • Non-EU expats applying for Spanish visas (Non-Lucrative Visa, Digital Nomad Visa, Student Visa & more)
  • Retirees & financially independent expats relocating to Costa del Sol
  • Long-term foreign residents who need private healthcare coverage

Our health insurance plans offer:

Why Expats in The Costa del Sol Need Private Health Insurance

Spain offers excellent healthcare, but expats must meet specific requirements before they can access public services. If you’re moving to Costa del Sol on a visa or settling here long-term, having private health insurance is required for most residency applications.

Who Needs Private Health Insurance in The Costa del Sol?

If you are applying for a Spanish visa:

• Non-Lucrative Visa applicants
• Digital Nomad Visa holders
• Student Visa applicants
• Self-employed expats (Autónomo Visa holders)

If you are a non-EU expat moving to Costa del Sol:

• Private health insurance is mandatory for most residency applications.
• Expats who are not part of Spain’s social security system must use private healthcare.

If you’re retiring or living in Costa del Sol long-term:

• Many expats prefer private healthcare for shorter wait times and access to private hospitals.
• If you’re not working in Spain, private health insurance is a visa requirement.

With 247 Expat Insurance, you’ll have visa-approved health coverage and access to Costa del Sol’s best private hospitals.

What’s Covered in Our Health Insurance Plans?

Our private health insurance for expats in Costa del Sol provides comprehensive medical coverage with no co-pays or deductibles.

Our Partnerships

As a proud Caser exclusive agent, we provide access to premium insurance solutions backed by the strength and reliability of one of Spain’s most reputable insurance providers. Caser, part of the internationally renowned Helvetia Group, brings over 160 years of experience to the insurance industry.

The Helvetia Group is a leading multinational insurance company headquartered in Switzerland, with a presence in over 20 countries across Europe, Asia, and Latin America. Serving more than 7 million customers, Helvetia offers a wide range of financial and insurance products, from life and non-life insurance to pension and investment solutions. With assets exceeding €100 billion and a workforce of nearly 12,000 employees, the group is a global powerhouse in the insurance sector.

This partnership enables us to deliver exceptional coverage options tailored to meet the diverse needs of our clients. Whether you require health, home, auto, or life insurance, you can trust in the financial stability and expertise of Caser and the Helvetia Group to provide unparalleled peace of mind and security.

Why Choose 247 Expat Insurance?

Why Expats Are Choosing The Costa del Sol

The Costa del Sol is one of Spain’s most desirable regions, known for its Mediterranean climate, top-tier healthcare, and active international community.
A breathtaking view of Puerto Banús Marina in Marbella, Spain, with luxury yachts and blue skies—an ideal destination for expats and travelers.

☀️ Warm Climate
& Mediterranean Lifestyle

• Over 320 sunny days per year, ideal for outdoor living.
• Access to stunning beaches, golf courses, and nature reserves.
A delicious plate of traditional Spanish paella, filled with seafood, rice, and saffron, representing Spain’s rich culinary heritage.

💰 Lower Cost of Living Compared to Other European Destinations

• Lower property prices and daily expenses than other southern european countries.
• Premium healthcare options at competitive prices.
A group of senior expat women doing yoga exercises by the lake, embracing a healthy and active lifestyle with peace of mind from 247 Expat Insurance.

🌍 A Thriving Expat Community

• Large expat populations in Málaga, Marbella, Fuengirola, and Estepona.
• A welcoming community with expat clubs, international restaurants, and cultural events.

Costa del Sol provides an exceptional lifestyle—and with visa-compliant health insurance, you can enjoy it without worry.

Get a Free Health Insurance Quote Now & Start Your New Life in Costa del Sol!

How to Get Health Insurance in The Costa del Sol in 3 Easy Steps

01

Request a Free
Quote

• Fill out our online form with your details.
• Receive your personalized insurance quote and options that meets your visa requirements.
02

Choose Your Coverage Plan

• Select a policy that fits your needs (individual, couple, or family).
• Receive all communications, confirmation and assistance from our English-speaking team based in Spain.
03

Receive Your Insurance Certificate

• Pass the medical questionnaires and screening.
• Receive your official health insurance certificate for your digital nomad visa application, once your policy is agreed.

Frequently Asked Questions (FAQ) About

Health Insurance for Expats in Costa del Sol

Answers to Common Questions About Private Health Insurance in Spain

Yes, expats applying for a Non-Lucrative Visa (NLV), Digital Nomad Visa, or other long-term residency permits must have private health insurance with no co-pays or deductibles.

Yes! Our plans provide access to a large list of Spain’s top private hospitals and clinics authorised under the policy, ensuring shorter wait times and high-quality medical care.

Yes, our policies meet Spanish visa and residency requirements and include the official insurance certificate needed for your application.

Yes, Costa del Sol has a large expat population, and our network includes English-speaking doctors, if available in the hospitals, specialists, and customer support if not translators are available.

Yes, our plans include 24/7 emergency medical assistance, hospitalisation, and specialist treatments at a list of authorised top-rated private hospitals.

Yes! Our plans include unlimited video consultations with up to 25 types of medical specialists, so you can speak to a doctor from anywhere in Spain.

• The Caser Salud App to manage appointments, prescriptions, and authorizations

Discount vouchers for up to 100€ off dental care and up to €100 off prescription glasses

Once approved, you’ll receive your official health insurance certificate making it easy to complete your visa or residency application without delays.

Learn More About Our Insurance

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