Health Insurance for Expats in Madrid

Q: ❓Do I need private health insurance to live in Madrid?

Yes, if you’re applying for a visa or residency , private health insurance is required. It must be fully comprehensive, with no co-pays or deductibles .

Q: ❓Which visas require private health insurance in Madrid?

Expats applying for the Non-Lucrative Visa (NLV), Digital Nomad Visa, Student Visa, and other long-term residency permits must have approved private health insurance .

Q: ❓ Can I use this health insurance for my Spanish residency application?

Yes, our policies are visa-compliant and include the official certificate required for your residency application. Please indicate with the application the type of visa you are applying for.

Q: ❓Does this policy cover emergency medical care and hospitalization?

Yes, our plans include 24/7 emergency medical assistance, hospitalization, and urgent treatments at private medical facilities in Madrid.

Q: ❓Can I use this insurance for telemedicine or online doctor consultations?

Yes! Our plans offer unlimited video consultations with up to 25 types of medical specialists , plus access to the Caser Salud App to manage your healthcare.

Q: ❓ How quickly can I get my health insurance certificate?

Once approved, you’ll receive your official health insurance certificate making it easy to complete your visa or residency application without delays.

Open 7 Days a week

📅 Get a Quote Anytime You can contact us seven days a week for a free quote—our team is always available to assist you.

Quality Cover

🏥 Trusted by Expats Across Spain We offer comprehensive insurance from one of Europe’s largest and most reputable insurance providers.

Highly competitive rates

💰 Affordable Pricing, Premium Protection Our rates are among the most competitive on the market, and we can often match or beat like-for-like quotes.

Visa-Compliant Insurance

✅ Approved for Residency & Visas Our health and home insurance policies meet Spanish visa requirements, ensuring a hassle-free application.

English-Speaking Assistance

🗣️ Expat-Friendly Support Our English-speaking team provides expert guidance, making your insurance experience smooth and stress-free.

Fast & Easy Policy Setup

⚡ Quick Approvals & Immediate Coverage We provide fast approvals and instant policy documentation, so you can get covered without delays.

Comprehensive Private Health Insurance for Residency & Visa Applications in Spain

Health Insurance for Expats in Madrid
Visa-Compliant

Madrid is the heart of Spain, offering world-class healthcare, a vibrant lifestyle, and a growing expat community. If you’re planning to move to Madrid, whether for work, retirement, or long-term residency, private health insurance is essential.

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Start your new life in Madrid with complete peace of mind—get your health insurance today!

At 247 Expat Insurance, we provide fully compliant health insurance for expats in Madrid, covering:

✔ Non-Lucrative Visa (NLV), Digital Nomad Visa & Student Visa insurance
✔ No co-pays, no deductibles – 100% coverage
✔ Access to Spain’s best private hospitals & English-speaking doctors
✔ 24/7 emergency medical assistance & hospitalization
✔ Unlimited video consultations with 25+ medical specialists
✔ Caser Salud App to manage prescriptions & medical authorizations

🌍 English-speaking support | 🏥 Fast approval & policy setup | ⚡ Hassle-free visa application

➡ Get a Free Quote Today & Secure Your Health Insurance in Madrid!

Get a Free Quote Now!

Our health insurance plans offer:

Visa-Compliant Coverage:
Fully approved for Spanish residency applications and Spanish Visas

No Co-Payments or Deductibles:
Full medical access with zero out-of-pocket expenses

Expertise:
With years of experience in the Spanish insurance market, our team is well-equipped to offer the best advice and solutions for expats.

Flexibility:
We understand that no two expats are the same, which is why our policies are flexible and adaptable to your lifestyle and budget.

Fast Certificate Issuance:
Get your official insurance certificate quickly

English-Speaking Customer Support:
Hassle-free assistance in hour language for remote workers

Global Coverage Options:
Stay protected even while traveling outside Spain

English-Speaking Support:
Hassle-free assistance for international expats in English

Top Private Hospitals & Clinics in Madrid:
Priority access to authorised leading healthcare providers throughout Madrid.

Why Expats in Madrid Need Private Health Insurance

Madrid has excellent healthcare services, but expats applying for residency or visas must have private health insurance that meets Spanish immigration requirements. Without proper coverage, your visa application may be rejected.

Common Reasons Expats Need Health Insurance in Madrid

Visa & Residency Requirement:

Spanish law requires private, no-deductible insurance for residency applications.

Avoid Public Healthcare Delays:

Spain’s public healthcare system can have long wait times for non-urgent treatments.

Access to Private Hospitals:

Many of Madrid’s top hospitals and clinics are private and require insurance for treatment.

24/7 Emergency & Specialist Care :

Private health insurance ensures you get fast medical attention without delays.

With the right expat health insurance, you can access Madrid’s best private medical care without restrictions.

Get a Quote Now & Stay Covered in Madrid!

What Does Our Expat Health Insurance in Madrid Cover?

Our Madrid health insurance policies offer full coverage with no co-pays or hidden fees, ensuring you get high-quality medical care whenever you need it.

Doctor Visits & Specialist Consultations:
✔ Unlimited general practitioner & specialist visits ✔ Diagnostic tests, medical imaging & lab work

Emergency & Hospital Care:
✔ 24/7 emergency medical assistance ✔ Hospital admission & urgent treatments

Exclusive Digital Benefits:
✔ Unlimited video consultations with 25 types of medical specialists ✔ Caser Salud App – Manage your insurance, prescriptions & authorizations

Exclusive Discount Vouchers:
• Up to 100€ off dental care • Up to €100 off prescription glasses

And much more:
Get in contact with us for full details.

Our Partnerships

As a proud Caser exclusive agent, we provide access to premium insurance solutions backed by the strength and reliability of one of Spain’s most reputable insurance providers. Caser, part of the internationally renowned Helvetia Group, brings over 160 years of experience to the insurance industry.
The Helvetia Group is a leading multinational insurance company headquartered in Switzerland, with a presence in over 20 countries across Europe, Asia, and Latin America. Serving more than 7 million customers, Helvetia offers a wide range of financial and insurance products, from life and non-life insurance to pension and investment solutions. With assets exceeding €100 billion and a workforce of nearly 12,000 employees, the group is a global powerhouse in the insurance sector.
This partnership enables us to deliver exceptional coverage options tailored to meet the diverse needs of our clients. Whether you require health, home, auto, or life insurance, you can trust in the financial stability and expertise of Caser and the Helvetia Group to provide unparalleled peace of mind and security.

Why Choose 247 Expat Insurance?

Comprehensive solutions tailored for expatriates in Spain

Flexible policies to fit your needs and budget

Expert service in English

Local knowledge and trusted advice

Why Expats Are Choosing Madrid

Madrid is one of Europe’s top expat destinations, offering a high quality of life, modern infrastructure, and world-class healthcare. Whether you’re retiring, working remotely, or moving for a new opportunity, here’s why so many expats choose Madrid:

🏙️ A Vibrant &
Cosmopolitan Lifestyle
✔ A modern European capital with rich history and culture
✔ World-renowned restaurants, shopping, and entertainment
✔ Expats enjoy an active social scene with international communities
✔ Beautiful parks, plazas, and outdoor cafés for a relaxed lifestyle

🏥 Exceptional Healthcare & Expat-Friendly Services
✔ Access to world-class private hospitals and medical specialists
✔ Shorter wait times compared to public healthcare
✔ Many doctors and specialists that speak English
✔ Comprehensive private health insurance options for expats

✈️ Excellent Transport & International Connections
✔ Madrid-Barajas Airport offers direct flights worldwide
✔ High-speed trains to Barcelona, Seville, Valencia & other major cities
✔ Well-connected metro, buses, and public transport system
✔ Easy access to the rest of Europe for weekend getaways

Madrid offers an unbeatable quality of life—secure your visa-compliant health insurance today and enjoy everything this vibrant city has to offer with complete peace of mind.

Get a Free Health Insurance Quote Now & Start Your New Life in Madrid!

GET A QUOTE TODAY

How to Get Health Insurance in Madrid in 3 Easy Steps

01
Request a Free
Quote
• Fill out our online form with your details.
• Receive your personalized insurance quote and options that meets your visa requirements.

02
Choose Your Coverage Plan
• Select a policy that fits your needs (individual, couple, or family).
• Receive all communications, confirmation and assistance from our English-speaking team based in Spain.

03
Receive Your Insurance Certificate
• Pass the medical questionnaires and screening.
• Receive your official health insurance certificate for your digital nomad visa application, once your policy is agreed.

Frequently Asked Questions (FAQ) About
Health Insurance for Expats in Madrid

Answers to Common Questions About Private Health Insurance in Spain

❓Do I need private health insurance to live in Madrid?

Yes, if you’re applying for a visa or residency, private health insurance is required. It must be fully comprehensive, with no co-pays or deductibles.

❓Which visas require private health insurance in Madrid?

Expats applying for the Non-Lucrative Visa (NLV), Digital Nomad Visa, Student Visa, and other long-term residency permits must have approved private health insurance.

❓ Does this insurance cover private hospitals in Madrid?

Yes! Our plans provide access to an authorized list of Spain’s top private hospitals and clinics, ensuring shorter wait times and high-quality care.

❓ Are English-speaking doctors available?

Yes, Madrid has a large expat population, and our network includes English-speaking doctors, if available in the hospitals, specialists, and customer support if not translators are available.

❓ Can I use this health insurance for my Spanish residency application?

Yes, our policies are visa-compliant and include the official certificate required for your residency application. Please indicate with the application the type of visa you are applying for.

❓Does this policy cover emergency medical care and hospitalization?

Yes, our plans include 24/7 emergency medical assistance, hospitalization, and urgent treatments at private medical facilities in Madrid.

❓Can I use this insurance for telemedicine or online doctor consultations?

Yes! Our plans offer unlimited video consultations with up to 25 types of medical specialists, plus access to the Caser Salud App to manage your healthcare.

❓ How quickly can I get my health insurance certificate?

Once approved, you’ll receive your official health insurance certificate making it easy to complete your visa or residency application without delays.

Learn More About Our Insurance

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