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Frequently Asked Questions

Get the answers you need about our insurance products, services, and policies for expatriates in Spain.

General Questions:

We offer a wide range of insurance products tailored to expats in Spain, including health, home, car, dental, funeral, travel, pet, life, autonomo, and boat/jetski insurance.

Our policies are designed specifically for expatriates living or working in Spain, including EU and non-EU citizens, such as Americans, British, and Northern Europeans.

We provide insurance across Spain, including the Canary Islands and Balearic Islands, with a special focus on popular expat areas such as Costa Brava, Costa Blanca, Costa Cálida and Costa del Sol. We also cover Barcelona and the capital of Spain, Madrid. Wherever you are in Spain we have got your covered !

Health Insurance:

Yes, our health insurance policies offer access to private hospitals and clinics throughout Spain. With a network of over 45,000 healthcare professionals and 13,000 medical centres nationwide, we ensure comprehensive coverage and high-quality care.

Coverage for pre-existing conditions varies depending on the policy. Contact us to discuss specific needs.

Depending on the policy, some waiting periods may apply. We’ll help you find the best plan for your situation.

Home Insurance:

Yes, we offer comprehensive coverage for holiday homes, second residences, and rental properties.

Absolutely, we provide rental property insurance tailored for expat landlords.

Car Insurance:

Yes, we offer car insurance to expats, even if you hold a non-Spanish driving license.

All car insurance policies sold by 247 Expat Insurance include 24/7 roadside assistance as standard. Many of our plans also offer additional optional coverage. Contact us to find the policy that best suits your needs.

Travel Insurance:

Yes, we offer travel insurance with international coverage, perfect for expats traveling outside Spain.

While not always mandatory, having travel insurance is highly recommended for new expats, especially during visa processing.

Pet Insurance:

Our pet insurance plans typically cover cats and dogs, but other pets can be insured as well. Contact us for specific details.

Yes, most of our pet insurance plans include coverage for routine veterinary visits and emergency care.

Funeral Insurance:

Funeral insurance helps cover the costs of final arrangements and can include repatriation, cremation, or burial services.

While not mandatory, funeral insurance can ease the financial burden on your family in case of an unexpected event.

Life Insurance:

Yes, we offer flexible life insurance plans for both short-term and long-term expatriates.

Our life insurance policies provide coverage for both illness and accidents. Specific coverage details depend on the plan.

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