General Questions:
We offer a wide range of insurance products tailored to expats in Spain, including health, home, car, dental, funeral, travel, pet, life, autonomo, and boat/jetski insurance.
Our policies are designed specifically for expatriates living or working in Spain, including EU and non-EU citizens, such as Americans, British, and Northern Europeans.
We provide insurance across Spain, including the Canary Islands and Balearic Islands, with a special focus on popular expat areas such as Costa Brava, Costa Blanca, Costa Cálida and Costa del Sol. We also cover Barcelona and the capital of Spain, Madrid. Wherever you are in Spain we have got your covered !
🏥 Health Insurance FAQs
Yes, our health insurance policies offer access to private hospitals and clinics throughout Spain. With a network of over 45,000 healthcare professionals and 13,000 medical centres nationwide, we ensure comprehensive coverage and high-quality care.
Some policies exclude pre-existing conditions, while others may cover them after a waiting period. Contact us to discuss your specific needs.
Depending on the policy, some waiting periods may apply. We’ll help you find the best plan for your situation.
Yes! If you’re an expat, private health insurance provides access to Spain’s private healthcare system with shorter wait times.
If you’re applying for a visa (NLV, Digital Nomad, Student Visa), private health insurance is mandatory.
What is covered depends on the individual policy but can include:
- Doctor visits & specialist care
- Hospitalisation & surgeries
- Diagnostic tests & imaging
- Chronic illness management
- Prescription medications (depends on policy)
Choice of doctor depends on the individual policy but certain policies can provide flexibility, allowing you to visit any private hospital or specialist outside the insurer’s network; other policies will only include hospitals and doctors approved by the insurer.
It depends on your policy. Some cover medications fully, while others offer discounts on prescriptions.
It depends on your policy.
We have policies available that offer international coverage, meaning you’re protected while traveling or temporarily staying abroad. Please consult us for the available options.
Waiting periods apply to certain treatments (e.g., maternity care, pre-existing conditions). We can help find policies with minimal or no waiting periods.
Yes! Spanish residency visas (Non-Lucrative, Digital Nomad) require comprehensive private health insurance with no co-pays or deductibles.
Yes! We offer family health insurance policies that cover spouses, children, and dependents.
Simply contact us, and we’ll help you compare plans that suit your budget and medical needs.
Please fill out your details and requirements, and one of our agents will get back to you with your quote for Spanish health insurance to meet your needs.
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Home Insurance:
Yes, we offer comprehensive coverage for holiday homes, second residences, and rental properties.
Absolutely, we provide rental property insurance tailored for expat landlords.
Car Insurance:
Yes, we offer car insurance to expats, even if you hold a non-Spanish driving license.
All car insurance policies sold by 247 Expat Insurance include 24/7 roadside assistance as standard. Many of our plans also offer additional optional coverage. Contact us to find the policy that best suits your needs.
Travel Insurance:
Yes, we offer travel insurance with international coverage, perfect for expats traveling outside Spain.
While not always mandatory, having travel insurance is highly recommended for new expats, especially during visa processing.
Pet Insurance:
Our pet insurance plans typically cover cats and dogs, but other pets can be insured as well. Contact us for specific details.
Yes, most of our pet insurance plans include coverage for routine veterinary visits and emergency care.
Funeral Insurance:
Funeral insurance helps cover the costs of final arrangements and can include repatriation, cremation, or burial services.
While not mandatory, funeral insurance can ease the financial burden on your family in case of an unexpected event.
Life Insurance:
Yes, we offer flexible life insurance plans for both short-term and long-term expatriates.
Our life insurance policies provide coverage for both illness and accidents. Specific coverage details depend on the plan.
Car insurance
Life insurance
Home insurance
Health insurance
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