What Is the Dirección General de Seguros y Fondos de Pensiones (DGSFP)?
The Dirección General de Seguros y Fondos de Pensiones (DGSFP) is Spain’s official regulatory body for insurance and pension funds. It ensures that:
✔ Insurance agents and companies operate legally under Spanish and EU laws
✔ Consumer rights are protected against fraud or unlicensed providers
✔ Insurance policies meet legal and financial standards
Before choosing an insurance provider in Spain, it is important to check their DGSFP registration to ensure they are legally authorized to operate.
Why the DGSFP Matters for Expats
✔ Ensures insurance providers meet legal and financial standards
✔ Protects consumers from fraudulent or non-compliant policies
✔ Only DGSFP-registered agents can provide official insurance certificates for visa and residency applications
What Is an Exclusive Insurance Agent?
An Exclusive Insurance Agent is an agent authorised to offer insurance solutions exclusively from one provider. This means that:
✔ They operate under strict regulations set by the DGSFP
✔ They ensure that all policies comply with Spanish insurance laws
✔ They must be fully registered and meet legal financial requirements
247 Expat Insurance’s Official Registration
✔ Regulatory Authority: Dirección General de Seguros y Fondos de Pensiones (DGSFP)
✔ Registration Number (Clave de inscripción): C00000000
✔ Fully compliant with Spanish and EU insurance regulations
247 Expat Insurance is a trading name of Neil Peter Osborne, a legally authorised Exclusive Insurance Agent in Spain. This registration confirms that we operate in full compliance with Spanish insurance laws and industry regulations under the supervision of the DGSFP.
By working with a registered Exclusive Agent, you ensure that your insurance is regulated, legally binding, and meets official Spanish requirements.
Why You Should Use a DGSFP-Registered Insurance Agent
Choosing a DGSFP-registered agent provides security, transparency, and legal protection, ensuring that your insurance policy meets official Spanish standards.
Full Legal Protection Under Spanish Law
✔ Only DGSFP-registered agents can legally offer insurance in Spain
✔ All policies are legally recognised and meet regulatory standards
✔ Protects consumers from fraudulent policies and unauthorized providers
Guaranteed Compliance for Visa & Residency Applications
✔ Many Spanish visas (NLV, Digital Nomad, Student Visa) require official insurance certificates
✔ Only DGSFP-approved agents can issue legally compliant insurance policies
✔ Ensures full acceptance of your insurance in official applications
Avoid Unlicensed Providers & Non-Compliant Policies
✔ Some unlicensed providers sell non-compliant insurance, which may be rejected for visas
✔ Using a registered agent guarantees full legal coverage
✔ You can verify the agent’s credentials through the DGSFP registry
By working with a registered Exclusive Agent, you can be confident that your insurance is legal, recognized, and fully compliant.
How to Verify an Insurance Agent in Spain
Before purchasing an insurance policy, ensure that your agent is officially registered.
Steps to Confirm an Agent’s Legitimacy
✔ Check the DGSFP’s official registry for their Clave de inscripción
✔ Verify their partnerships with reputable Spanish insurance companies
✔ Request their official registration details—a legitimate agent will always provide them
Official Registration of 247 Expat Insurance
✔ Check the DGSFP’s official registry for their Clave de inscripción
✔ Verify their partnerships with reputable Spanish insurance companies
✔ Request their official registration details—a legitimate agent will always provide them
Commitment to Compliance & Transparency
As a DGSFP-registered Exclusive Insurance Agent, 247 Expat Insurance (trading name of Neil Peter Osborne) is committed to:
✔ Full compliance with Spanish and EU insurance laws
✔ Providing legally recognised and visa-compliant insurance policies
✔ Ensuring that all policies meet regulatory requirements for expats in Spain
For any questions regarding our official registration and legal standing, feel free to contact us today.
Our Partnerships
As a proud Caser exclusive agent, we provide access to premium insurance solutions backed by the strength and reliability of one of Spain’s most reputable insurance providers. Caser, part of the internationally renowned Helvetia Group, brings over 160 years of experience to the insurance industry.
The Helvetia Group is a leading multinational insurance company headquartered in Switzerland, with a presence in over 20 countries across Europe, Asia, and Latin America. Serving more than 7 million customers, Helvetia offers a wide range of financial and insurance products, from life and non-life insurance to pension and investment solutions. With assets exceeding €100 billion and a workforce of nearly 12,000 employees, the group is a global powerhouse in the insurance sector.
This partnership enables us to deliver exceptional coverage options tailored to meet the diverse needs of our clients. Whether you require health, home, auto, or life insurance, you can trust in the financial stability and expertise of Caser and the Helvetia Group to provide unparalleled peace of mind and security.
Why Choose 247 Expat Insurance?
- Comprehensive solutions tailored for expatriates in Spain
- Flexible policies to fit your needs and budget
- Expert service in English
- Local knowledge and trusted advice
Learn More About Our Insurance
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