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CONTACT US

Spain: 868 290 730
UK: 0203 925 8884
USA: 1 646 222 5288
Whatsapp: +34 613 268 898

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OUR INSURANCES

Expat-Friendly Third-Party Car Insurance in Spain

Drive with peace of mind using third-party car insurance for expats, offering legal protection, medical coverage, and emergency roadside assistance.
Get a Car Insurance Quote

Car insurance

When nothing prevents our to we like best, every pleasure to be.

Life insurance

When nothing prevents our to we like best, every pleasure to be.

Home insurance

When nothing prevents our to we like best, every pleasure to be.

Business insurance

When nothing prevents our to we like best, every pleasure to be.

Drive with Peace of Mind for Less – Basic Third-Party Car Insurance in Spain

Looking for low-cost car insurance in Spain that still keeps you protected? Basic Third-Party Car Insurance from Caser, available through 247 Expat Insurance, provides the essential coverage you need at the best price. Get the legal protection required to drive in Spain while keeping costs low.

  • Compulsory Civil Liability:
    Meets the legal requirements to drive in Spain.
  • Voluntary Civil Liability:
    Extra protection with compensation up to €50,000,000.
  • 24/7 Roadside Assistance:
    ALL of our policies include round-the-clock roadside assistance, so you’re never stranded.
  • Personal Injury Coverage:
    Protection for medical expenses following an accident.
  • Legal Defense & Fine Management :
    Assistance with disputes and claims.
Enjoying her new car. Shot of an attractive young woman driving a car.

Compulsory Civil Liability

Meets the legal requirements to drive in Spain.

24/7 Breakdown Assistance

Get roadside breakdown assistance anywhere, anytime.

Personal Injury Coverage

Protection for medical expenses following an accident.

Optional Coverage – Enhance Your Car Insurance for Complete Peace of Mind

In addition to Basic Third-Party Car Insurance in Spain, you can customise your policy with optional add-ons to increase your protection. Whether you need a replacement vehicle, coverage for license revocation, or extended travel assistance, we’ve got you covered.

Coche x Coche
Guaranteed Replacement Vehicle

If your car is declared a total loss after an accident and the repair cost exceeds its value, you will receive a replacement car of similar characteristics. No need to worry about being left without a vehicle!


Extra Support
Extended Travel Assistance

If your car is immobilized due to a breakdown, accident, or theft, you’ll receive a replacement vehicle for up to 30 days, ensuring you stay mobile. This coverage also includes towing services, medical reimbursements, and additional transport or accommodation if needed.

Replacement Vehicle – Stay Mobile After an Accident

If your car is immobilized due to an accident, theft, or robbery, this coverage provides a rental vehicle of the same category, ensuring you stay mobile while your car is being repaired or recovered.


Affordable Third-Party Car Insurance for Expats in Spain

Get budget-friendly third-party car insurance designed for expats in Spain, covering civil liability, legal defense, and roadside assistance.
Get a Car Insurance Quote
Spain: 868 290 730
UK: 0203 925 8884
USA: 1 646 222 5288

Why Choose 247 Expat Insurance for Your Car Insurance in Spain?

At 247 Expat Insurance, we specialize in car insurance for expats in Spain, offering flexible and affordable coverage designed to meet your needs. Whether you’re looking for third-party car insurance for foreign cars in Spain or full coverage car insurance for expats, we’ve got you covered.

Expat-Focused Car Insurance with Complete Peace of Mind

  • Designed for Expats:
    Our Spanish car insurance policies ensure you meet local legal requirements while enjoying seamless protection.
  • Comprehensive or Third-Party Coverage:
    Choose from affordable third-party car insurance or fully comprehensive coverage for total peace of mind.
  • 24/7 Roadside Assistance:
    ALL of our policies include round-the-clock roadside assistance, so you’re never stranded.
  • International Coverage for Expats:
    If you frequently drive between Spain and other countries, we offer auto insurance for expatriates with international protection.
  • English-Speaking Support:
    Our expert team provides customer support in English, making the process easy and stress-free.

24/7 Roadside Assistance – Help When You Need It

With Caser’s roadside assistance, included in your 247 Expat car insurance, you get mechanical support 24/7 and travel assistance from Km 0. If an accident occurs, both the driver and passengers receive medical assistance, including hospital transport and supervision if required.

Legal Defense & Fine Management – We Protect You

With Caser’s legal defense, included in your Spanish car insurance, we provide expert support in case of accidents or disputes. Whether you use our legal team or your own lawyer, we cover the fees. We also handle fine management, third-party claims, defense costs, and bail payments if needed.

Exclusive Garage Network – Premium Service

No matter your coverage, you get access to 500+ trusted garages across Spain. As a 247 Expat Insurance policyholder, enjoy priority service, courtesy cars, annual preventive check-ups, and vehicle pick-up & delivery for stress-free maintenance.

How to Get Started:

Request a Quote

Fill out our quick form to get a personalised car insurance quote for expats in Spain, hassle-free.

Choose Your Coverage

Select a car insurance plan that fits your vehicle, driving habits, and budget, with flexible options.

Drive with Confidence

Once insured, enjoy the peace of mind of having trusted expat car insurance from Caser in Spain.

Get a Car Insurance Quote

Get A Quote

Frequently Asked Questions About Car Insurance in Spain

Choosing the right car insurance in Spain depends on several factors:

  • Your vehicle’s age and value: If your car is older and has a low market value, Basic Third-Party Insurance is the most affordable option, covering essential legal requirements and roadside assistance. If your car is new or high in value, Comprehensive Car Insurance is the best choice, protecting against theft, accidents, and total loss.
  • Your driving habits: If you drive daily, additional coverage like windscreen breakage protection is advisable, as frequent use increases the risk of damage.
  • Where you park your car: If you park on the street, Extended Third-Party or Fully Comprehensive Insurance with theft and fire protection is recommended.

The cost of car insurance for expats in Spain depends on factors like:

  • •Type of insurance (Basic Third-Party, Extended Third-Party, or Fully Comprehensive)
  • Vehicle model and age
  • Optional coverage
  • Driver’s experience and history

To get a personalised quote, use our car insurance quote system and we will get back to you with your quote and all available options.

Yes! Roadside assistance is included in all our car insurance plans, from Basic Third-Party to Fully Comprehensive Coverage.

Yes. By law, all vehicles in Spain must have at least Third-Party Car Insurance, which covers Civil Liability in case of an accident. Driving without insurance is punishable by a fine.

The cheapest car insurance in Spain is Basic Third-Party Insurance, which meets legal requirements while also offering roadside assistance and legal defense. Get a free quote now to check your price.

Yes, we offer car insurance for expats in Spain, even if you have a non-Spanish driver’s license. Contact us for more details.

We offer plans that can cover long-term rental vehicles. Check with us for specifics on your rental car coverage options.

Yes! We offer international coverage for expats who frequently drive between Spain and other countries.

Read More FAQs

Explore More Insurance Options for Expats in Spain

Beyond car insurance, we offer a range of coverage options tailored for expats, including health, home, travel, and life insurance. Browse our plans below and find the protection you need for a worry-free life in Spain. 

Health Insurance for Expats

Health Insurance for Expats

Private health insurance plans that give you access to Spain's top hospitals and clinics, with different levels of coverage to suit your needs.
Home Insurance

Home Insurance

Protect your property, whether it’s your primary residence, a second home, or a rental property, with flexible home insurance options.
Car Insurance

Car Insurance

Ensure your vehicle is fully protected, whether you're driving locally or internationally, with comprehensive car insurance designed for expats.
Dental Insurance

Dental Insurance

Affordable dental coverage that allows you to access private dental clinics and specialists in Spain, ensuring your smile stays healthy.

Funeral Insurance

Funeral Insurance

Funeral insurance that takes care of the costs associated with final arrangements, providing peace of mind for you and your loved ones.

NLV Insurance for Expats

NLV Insurance for Expats

Private health insurance plans that give you access to Spain's top hospitals and clinics, to qualify for your Non-Lucrative Visa, to be able to live in Spain.
Travel Insurance

Travel Insurance

Whether you’re traveling within Spain or exploring the world, our travel insurance provides comprehensive coverage, including medical emergencies and trip cancellations.

Pet Insurance

Pet Insurance

Keep your furry companions protected with pet insurance that covers veterinary visits, emergency care, and more.


Life insurance

Life insurance

Ensure your family’s financial future is secure with expat life insurance plans that provide coverage in case of illness or accidents.


Autonomo Insurance

Autonomo Insurance

For self-employed expats in Spain, we offer autonomo insurance that protects your business and personal liabilities.

Boat & Jetski Insurance

Boat & Jetski Insurance

Specialised insurance for boats, yachts, and jetskis, perfect for those living in coastal areas of Spain.

247 Expat Insurance