Looking for a basic level of car insurance in Spain? 247 Expat Insurance helps expats request third-party car insurance quotes, with clear English-speaking support.
Third-party car insurance is a basic level of motor cover. It focuses on damage or injury you may cause to other people or their property while driving. It does not normally include damage to your own vehicle.
For expats with an older or lower-value car, or those who simply want a more basic level of protection, third-party cover can be a sensible choice. At 247 Expat Insurance, we help you understand what a third-party policy does and does not include, and request a personalised quote for your Spanish-registered vehicle.
Exact cover depends on the insurer and policy. A third-party policy typically focuses on:
Cover for injury you may cause to other people while driving, subject to policy terms.
Cover for damage you may cause to another vehicle or property.
Protection relating to your legal liability as a driver, depending on the policy.
Some policies allow selected extras. If you want more, consider extended third-party or comprehensive cover.
A simple comparison to help you choose. Cover always depends on the individual policy.
| What it can cover | Third-Party | Extended Third-Party | Comprehensive |
|---|---|---|---|
| Damage / injury to others | Yes | Yes | Yes |
| Fire & theft | No | Often | Yes |
| Damage to your own car | No | Limited | Yes |
| Typical premium level | Most basic | Middle | Highest |
Want a bit more? Compare extended third-party and fully comprehensive cover.
Drivers with older or lower-value cars where comprehensive cover may not be needed.
Households with a rarely used runaround or spare vehicle.
People who drive less often and want a basic level of cover.
Those who want a more basic policy rather than the widest cover.
Part-year owners of a Spanish-plated vehicle.
Drivers weighing third-party against other cover levels.
Tell us about your Spanish-registered vehicle and we'll help you request a third-party car insurance quote.
Thanks — our English-speaking team will be in touch about your third-party car insurance.
Need help now? Call +34 868 290 730 or WhatsApp us.
It's important to understand the limits of a basic policy. Our team explains in plain English what your third-party cover includes, what it excludes, and whether extended third-party or comprehensive cover might suit you better.
Clear help understanding a basic motor policy.
We regularly help foreign residents insure Spanish-plated cars.
We'll tell you if another cover level suits you better.
Support whether you live in Spain full or part of the year.
We tell you what's needed so it's simple.
Send your renewal date and we'll help you review.
Request a personalised third-party car insurance quote for your Spanish-registered vehicle, with clear English-speaking support.
