Need home insurance in Spain? Whether you own a villa, apartment, holiday home or rental property, 247 Expat Insurance can help you request suitable cover with clear English-speaking support.
Arranging home insurance in Spain can feel confusing, especially if you are not sure whether you need buildings cover, contents cover, liability cover, landlord cover or protection for a holiday home. At 247 Expat Insurance, we help English-speaking clients request home insurance quotes that match how their property is actually used.
Whether the property is your main home, a second home, a holiday home, a long-term rental, or a property you rent out short term, the details matter. The right policy should reflect the property, its contents, its use and the people who live there or stay there.
For expats who own and live in their villa, apartment, townhouse or finca in Spain.
For people who own a second home or holiday home in Spain and want suitable protection while in Spain or away.
For owners who rent out their apartment, villa or house long term and need adequate cover.
For owners who rent for holidays or Airbnb-style stays and need the property use declared correctly.
For tenants who want to insure their belongings and understand their liability options.
For people buying in Spain who need home insurance ready for completion or mortgage purposes.
Protects the structure of the property, such as walls, roof, floors, fixed installations and other insured building elements.
Protects furniture, personal belongings, appliances and other insured items inside the property.
Can help protect you if you are held responsible for certain damage or injury connected to the insured home.
For owners who rent out their property and need a policy suitable for rental use.
For second homes or holiday homes where the property is not occupied all year round.
For tenants who want to protect their personal belongings and may need liability protection.
The way your property is used can affect the type of home insurance you need. A main residence, second home, long-term rental and short-term holiday rental are not always treated the same by insurers. When you request your quote, it helps to tell us if:
Many expats own a holiday home in Spain but do not live there all year round. If your property is a second home or holiday home, it is important to request insurance that reflects this. We can help you explain the property use clearly and request suitable cover for the building, contents and liability where available.
If you rent out your apartment, villa or house in Spain, your home insurance should match the way the property is used. A property rented long term may need different cover from a property rented for short holiday stays.
If you rent your property on platforms such as Airbnb or similar, tell us before requesting your quote so the rental use can be considered correctly. The key is making sure you request adequate cover from the start.
The more accurate the details, the easier it is to request the right cover. Here's what usually helps.
Complete the form below and tell us about your property in Spain. The more accurate the information, the easier it is to request the right type of home insurance quote.
Thank you — a member of our English-speaking team will be in touch shortly about your property cover.
Need help now? Call +34 868 290 730 or WhatsApp us.
Complete the form and tell us what type of property you want to insure.
We ask for the key details: type, use, location, contents value and cover required.
We help you understand suitable home insurance options for your property in Spain.
Select the option that best matches your needs and budget.
Complete the policy process securely and receive your documents by email.
We explain the quote and policy options clearly in English.
We understand the common questions foreign homeowners, landlords and tenants have in Spain.
We can help with villas, apartments, holiday homes, rental properties and tenant contents.
We help you understand buildings, contents, liability and rental-use considerations.
Send us your property details and we will guide you towards the right quote.
Our Spain-based team is here when you need us, including weekends.
Related: home insurance in Spain · tenant insurance in Spain · car insurance quote in Spain · health insurance quote in Spain · contact 247 Expat Insurance.
Whether you own a villa, apartment, holiday home or rental property in Spain, 247 Expat Insurance can help you request suitable home insurance with clear English-speaking support.
