Health Insurance for American Families Moving to Spain

For a family application, it is not enough for the main earner to be insured. Consulates and extranjería offices typically ask each applicant — parents and children alike — to show their own private health cover and certificate.

Children have different health needs from adults, and parents naturally want to know what is included before choosing a policy. Visa-suitable private plans from leading Spanish insurers generally cover paediatric care, and routine childhood check-ups and vaccinations are commonly included, so your children can see a doctor once you arrive.

Many families also value being able to book a paediatrician who speaks English, and having cover in place for the health forms and check-ups that Spanish schools sometimes request at enrolment. We will confirm what each plan includes for your children so there are no surprises. Insurers assess each application individually, so if a child has an existing condition, tell us and we will look into the options with you.

When your family is insured together, we can help you gather a matching certificate for every applicant, so your consulate file is consistent and easy to check. It is usually simpler to manage — and easier to budget — than juggling separate individual plans with different renewal dates. Here is who we can quote for on one family arrangement: