Health, car, home, travel, and more — tailored for expats and foreign residents. Select your insurance type below and our English-speaking team will get back to you the same day.
English-speaking advisers
Available 7 days a week
Specialist expat insurance
Same-day response
Insurance in Spain, Made Simple
Get the Right Cover for Your Life in Spain
Finding the right insurance in Spain as a foreigner is not always straightforward. Policies are written in Spanish, requirements differ depending on your visa or residency status, and many standard comparison sites simply do not cater for expats. That is exactly why 247 Expat Insurance exists.
We specialise in insurance for British, American, Irish, and international residents across Spain. Whether you are applying for a Non-Lucrative Visa and need qualifying health cover, insuring your Spanish property, or simply looking for better value car insurance, our English-speaking team can help you find the right option quickly and without the confusion.
What We Can Quote For
Choose Your Insurance Type Below
Select any type in the quote form to get started. Not sure what you need? Just fill in your details and we will advise you.
Why Get Your Spanish Insurance Quote Through 247 Expat Insurance?
There are many places to buy insurance in Spain. Here is why expats and foreign residents across the country choose to come to us first.
We Speak Your Language
Our team works in English. No translation apps, no misunderstandings — just clear advice and straightforward support.
Specialist Expat Knowledge
We understand the unique insurance needs of people living in Spain as foreigners — from visa requirements to holiday home cover and everything in between.
Available 7 Days a Week
We are open seven days a week so you can get help when you actually need it, including weekends when many Spanish insurers are closed.
Fast, Friendly Responses
We aim to respond to all quote requests the same day. Most of our clients receive their options within a few hours of getting in touch.
Right Cover, Not Just Cheap Cover
We help you find a policy that actually works for your situation — not just the lowest price. Getting caught with the wrong cover when you need it most is far more costly.
For New Arrivals and Long-Term Residents
Whether you moved to Spain last month or have lived here for twenty years, we can help. We work with both new arrivals still finding their feet and established residents reviewing their cover.
Common Questions
Frequently Asked Questions About Getting an Insurance Quote in Spain
Not sure where to start? Here are the questions we hear most often from expats and foreign residents looking for insurance in Spain.
If you are living in Spain — whether permanently or for an extended period — you are required to have certain Spanish insurance in place. Car insurance is compulsory for any vehicle on Spanish roads. Health insurance is a mandatory requirement for most visa applications including the Non-Lucrative Visa and Digital Nomad Visa. Home insurance is strongly advisable and often required by mortgage lenders. In short, yes — the right Spanish insurance is both a legal and practical necessity for most expats.
In most cases, no — not as your primary health cover for residency in Spain. The EHIC or GHIC card is only valid for temporary stays and is not accepted for Spanish visa applications. If you are applying for residency or a long-stay visa, you will need a qualifying Spanish private health insurance policy that meets the Spanish consulate's requirements.
We aim to respond to all enquiries the same day, and in many cases within a few hours. Once we receive your details, a member of our English-speaking team will review your requirements and come back to you with the most suitable options.
For a health insurance quote you will need your date of birth, nationality, the region of Spain where you will live, and the number of people you wish to insure. If you are applying for a visa, let us know which visa type so we can ensure the plan meets the consulate's requirements.
For a car insurance quote in Spain you will need your vehicle's make, model, and year of manufacture, the Spanish registration plate, your date of birth, your NIE or passport number, and your driving licence details including when you passed your test.
No. Getting a quote through 247 Expat Insurance is completely free and comes with no obligation. We are here to help you understand your options and find the right cover.
Yes. We regularly help UK, Irish, and other international clients insure holiday homes and second properties in Spain. Whether your property is a coastal apartment, a rural finca, or a villa in an urbanisation, we can arrange appropriate Spanish home insurance regardless of whether you are resident in Spain or not.
Absolutely. Just fill in the quote form and leave a note in the additional information box explaining your situation. Our team will get back to you with clear guidance on what cover you need and why.
Get in Touch
Prefer to Speak to Someone?
If you would rather talk through your options before filling in a form, our English-speaking team is happy to help. Give us a call, send us a WhatsApp, or use the form above — whichever is easiest for you.
Reverse mortgages need a personal consultation. Our specialist team will discuss eligibility, amounts and what suits your situation — in clear English.
