Couples applying for a Spanish long-stay visa together — NLV, DNV, Student Visa or another route — typically need a health insurance certificate for each partner. This guide covers how couples cover works, family policy options, age-mixed couples and cost considerations.
Spanish Consulates commonly request a separate health insurance certificate for each partner in a couples visa application. Both certificates can be issued from a single family policy, but each names the individual partner and references the relevant visa route.
Couples where partners are in different age bands typically pay differential premiums — each partner is priced at their own age. The older partner pays more.
Each partner is underwritten individually. One partner’s conditions don’t typically affect the other’s underwriting outcome.
See couples cost guide for indicative combined monthly and annual costs.
For visa file purposes the couple may need to provide marriage certificate (apostilled and translated) or registered partnership evidence depending on the visa route.
Yes — the visa file typically needs a certificate per partner.
Family policy is often slightly cheaper and administratively simpler. Individual policies offer flexibility for partners with complex situations.
Depends on whether the visa route accepts registered partnership or unmarried co-applicants. Specific routes have specific rules.
Each partner is priced at their own age band.
Children can be added to the family policy. See families guide.
