Moving to Spain as a resident? Whether you are an EU citizen registering as a resident or a non-EU national applying for a visa (NLV, DNV, Student or Family Reunification), private health insurance is commonly part of the documentation process. 247 Expat Insurance arranges Spanish-regulated private health cover designed for residency and visa applications — with English-speaking support throughout.
Tell us your residency route, age, region in Spain and any medical context. We’ll help identify available Spanish-regulated options for your situation.
Get a Residency QuoteSpeak to an English-speaking adviserThe answer depends on your route. Non-EU visa applicants (NLV, DNV, Student, Family Reunification) commonly need Spanish-regulated private health insurance as part of the visa file. EU citizens registering as residents in Spain may also need to show private cover, particularly where they are not yet working in Spain or not yet on the public health system. Specific requirements can vary — always confirm what your route requires before submission.
EU citizens have freedom of movement but may need to show evidence of healthcare cover when registering as residents in Spain. Options can include EHIC (for short stays), S1 form (typically for entitled pensioners), Spanish public healthcare access via employment or self-employment, or private health insurance. Many EU citizens use Spanish-regulated private cover as a bridge or as a top-up.
Non-EU applicants for Spanish long-stay visas commonly need Spanish-regulated health insurance with specific characteristics: cover from a DGSFP-authorised insurer, no copayments (sin copago), no waiting periods (sin carencias), annual cover with evidence of upfront payment, and repatriation cover where required. See our visa-compliant health insurance guide for the structural detail.
For residency or visa-related cover, Spanish Consulates and Foreigners Offices commonly request health insurance that meets the requirements published for the visa or residency route being applied for. In practice many applicants use policies issued by Spanish-regulated insurers (DGSFP-authorised) specifically designed for residency and visa applications.
The pack you submit typically includes the policy itself, a separate certificate referencing the visa or residency route, an annual payment receipt, and the full policy schedule. See our certificate guide for the wording detail.
247 Expat Insurance specialises in Spanish-regulated private health insurance for visa and residency applications. English-speaking support, certificates and payment proof prepared together, and ongoing help across the residency period. Seven days a week. Related: visa health insurance hub, EU citizens cover, EU residency registration cover.
Send your route, age, region and any medical context. We’ll prepare suitable Spanish-regulated options.
Get a QuoteTalk to an AdviserMost non-EU visa applicants commonly need Spanish-regulated private health insurance as part of the visa file. EU citizens may need to show private cover in some circumstances during residency registration. Confirm what your specific route requires.
Travel insurance is designed for short trips and is typically not suitable for visa or residency applications.
Policies from non-Spanish insurers commonly don’t hold DGSFP authorisation and may not meet the structural requirements for Spanish visa or residency cover.
Sometimes — particularly during the period before public healthcare access is established. See our EU citizens guide.
For visa applications, an annual policy with evidence of upfront payment is commonly requested.
Yes — we typically arrange cover with a start date matching your expected residency or visa entry date.
247 Expat Insurance arranges Spanish-regulated cover for residency and visa applications. Send your details to get started.
Get a QuoteTalk to an Adviser