Repatriation cover — the cost of returning home in serious illness or death — is commonly required or expected by Spanish Consulates for NLV, DNV and other long-stay visa applications. The requirement varies by Consulate and visa category, but the cleanest approach is to include repatriation in the Spanish-licensed visa policy from the start. This guide explains what repatriation cover means, what counts, and how to make sure the receipt/certificate explicitly references it.
Spanish-licensed cover with repatriation included as standard, bilingual certificate referencing repatriación. 1 business day for many straightforward applications.
Get a Fast QuoteTalk to an AdviserRepatriation cover pays for the cost of returning the policyholder (or their remains) home in serious illness, severe injury or death. This can include:
Many Spanish Consulates commonly require or expect repatriation cover for NLV applications. The specific requirement varies — check the current consulate checklist for your application. Including repatriation as a standard line item on the insurance pack avoids back-and-forth at submission.
The certificate should explicitly state “cobertura de repatriación” or “incluye repatriación” in the Spanish text.
Repatriation costs scale with distance. Medical repatriation flights with medical staff escort can run into six figures. For NZ, Australian, Canadian, US West Coast, UAE and Singapore applicants, the financial case for including repatriation cover is particularly strong — even where the Consulate doesn’t strictly require it.
Related: certificate wording, no copay, no waiting periods.
Spanish-licensed cover, repatriation included, bilingual certificate. Often within 1 business day for many straightforward applications, subject to insurer approval and payment.
Get a QuoteTalk to an AdviserMany Spanish Consulates commonly require or expect it. The specific requirement varies by Consulate. Including it as standard avoids issues.
Medical repatriation flight (with medical escort where needed), body transport in death, associated administrative costs.
Sometimes — but it’s a multi-document pack and travel insurance often isn’t accepted as substitute for visa-compliant medical cover. Including repatriation in the Spanish-licensed visa policy is cleaner.
Spanish-licensed visa policies typically include unlimited repatriation cover within the insurer’s scope of cover.
