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Comprehensive Private Health Insurance for Residency & Visa Applications in Spain

Health Insurance for Expats in Murcia
Fully Visa-Compliant

Moving to Murcia? Whether you are retiring, working remotely, or applying for a Spanish visa, having the right health insurance for expats in Murcia is essential. Spanish immigration law requires private health insurance with no co-pays or deductibles to qualify for residency or visa applications.

Start your new life in Murcia with complete peace of mind—get your health insurance today!

At 247 Expat Insurance, we provide fully compliant health insurance for expats in Murcia, covering:

Non-Lucrative Visa (NLV), Digital Nomad Visa & Student Visa insurance
No co-pays, no deductibles – 100% coverage
Access to an authorised list of Spain’s best private hospitals & if available English-speaking doctors
24/7 emergency medical assistance & hospitalization
Unlimited video consultations with 25+ medical specialists
Caser Salud App to manage prescriptions & medical authorizations

🌍 English-speaking support | 🏥 Fast approval & policy setup | ⚡ Hassle-free visa application

Our health insurance plans offer:

Why Private Health Insurance Is Essential for Expats in Murcia​

Murcia has modern healthcare facilities, but if you’re applying for residency or visas, you must have private health insurance that meets Spanish immigration requirements. Without proper coverage, your visa application may be rejected.

Mandatory for Visas & Residency :

✔ Spanish law requires health insurance for expats in Murcia to be fully comprehensive, with no co-pays or deductibles
✔ Necessary for Non-Lucrative Visa (NLV), Digital Nomad Visa, and long-term residency permits
✔ Your visa application could be denied without valid private insurance

Avoid Long Wait Times in Public Healthcare:

✔ Spain’s public healthcare system is excellent, but non-urgent treatments can take months
✔ Private health insurance provides immediate access to top specialists and treatments

Exclusive Access to Top Private Hospitals:

✔ Many of Murcia’s top hospitals and clinics are private-only
✔ With private insurance, you can access leading medical facilities such as:

24/7 Emergency & Specialist Medical Care

✔ Immediate access to emergency care and specialists
✔ No waiting lists for diagnostics, surgeries, or specialist consultations

With a visa-compliant private health insurance policy, you can enjoy Murcia’s top private healthcare facilities without any unexpected medical costs.

What Does Our Expat Health Insurance in Murcia Cover?

Our Murcia health insurance policies offer full coverage with no co-pays or hidden fees, ensuring you get high-quality medical care whenever you need it.

Our Partnerships

As a proud Caser exclusive agent, we provide access to premium insurance solutions backed by the strength and reliability of one of Spain’s most reputable insurance providers. Caser, part of the internationally renowned Helvetia Group, brings over 160 years of experience to the insurance industry.

The Helvetia Group is a leading multinational insurance company headquartered in Switzerland, with a presence in over 20 countries across Europe, Asia, and Latin America. Serving more than 7 million customers, Helvetia offers a wide range of financial and insurance products, from life and non-life insurance to pension and investment solutions. With assets exceeding €100 billion and a workforce of nearly 12,000 employees, the group is a global powerhouse in the insurance sector.

This partnership enables us to deliver exceptional coverage options tailored to meet the diverse needs of our clients. Whether you require health, home, auto, or life insurance, you can trust in the financial stability and expertise of Caser and the Helvetia Group to provide unparalleled peace of mind and security.

Why Choose 247 Expat Insurance?

Why Expats Are Choosing Murcia

Murcia provides a perfect blend of sunshine, affordability, and top-tier healthcare—secure your visa-compliant health insurance today and enjoy life stress-free.
A group of happy men and women having fun at a beer garden in Spain, enjoying good company, drinks, and the expat lifestyle with peace of mind from 247 Expat Insurance.

🏥 Excellent Healthcare &
Expat-Friendly Services

✔ Access to modern private hospitals and medical specialists
✔ Shorter wait times compared to public healthcare
✔ Many doctors and specialists speak English and translators are readily available
✔ Comprehensive private health insurance options for expats
A large HOSPITAL sign on the exterior of a medical facility in Spain—ensuring quality healthcare access for expats with 247 Expat Insurance.

🌞 Warm Climate &
Affordable Living

✔ 300+ days of sunshine per year, ideal for outdoor living
✔ Lower cost of living than other European and major Spanish cities
✔ Beautiful coastal towns, beaches, and countryside
✔ Thriving expat communities & international social scene
A modern high-speed AVE train in Spain, showcasing advanced railway and renewable energy transport technology—helping expats and travelers move efficiently.

🚆 Convenient Transport
& Accessibility

✔ Murcia-Corvera and Alicante Airport offers flights across Europe
✔ Fast rail connections to Madrid, Alicante & Barcelona
✔ Well-connected roads & highways for easy travel throughout Spain and Europe
✔ Close to Alicante & Costa Blanca for city access

Murcia offers an exceptional quality of life, and with visa-compliant health insurance, you can enjoy it with complete peace of mind.

Get a Free Health Insurance Quote Now & Start Your New Life in Madrid!

How to Verify Private Health Insurance for Your Visa

Before purchasing health insurance for expats in Murcia, ensure that it meets Spanish visa requirements:

✔ No co-pays or deductibles—Required for NLV, Digital Nomad Visa, and residency
✔ Full coverage for hospitalization & specialist care
✔ Issued by an officially registered insurance provider in Spain
✔ Includes an official insurance certificate for visa applications

If your insurance does not meet these strict requirements, your visa may be denied.

For official Spanish visa health insurance regulations, visit the Spanish Ministry of Inclusion, Social Security & Migration.

How to Get Health Insurance in Murcia in 3 Easy Steps

01

Request a Free
Quote

• Fill out our online form with your details.
• Receive your personalized insurance quote and options that meets your visa requirements.
02

Choose Your Coverage Plan

• Select a policy that fits your needs (individual, couple, or family).
• Receive all communications, confirmation and assistance from our English-speaking team based in Spain.
03

Receive Your Insurance Certificate

• Pass the medical questionnaires and screening.
• Receive your official health insurance certificate for your digital nomad visa application, once your policy is agreed.

Frequently Asked Questions (FAQ) About

Health Insurance for Expats in Murcia

Answers to Common Questions About Private Health Insurance in Spain

Yes, if you’re applying for a Non-Lucrative Visa (NLV), Digital Nomad Visa, Student Visa, or residency permit, private health insurance is required. It must be fully comprehensive, with no co-pays or deductibles to meet visa regulations.

Yes! Our policies are visa-compliant and include an official certificate, which is required for your residency application in Murcia.

Absolutely! Our plans provide access to an authorised list of Murcia’s best private hospitals and clinics, ensuring shorter wait times and high-quality medical care.

Yes, Murcia has a large expat population, and our network includes English-speaking doctors, if available in the hospitals, specialists, and customer support if not translators are available.

Our plans cover:

Unlimited doctor visits & specialist consultations
24/7 emergency medical care & hospitalisation
Diagnostic tests, medical imaging & lab work
A phone app for prescriptions and video calls with specialists

Yes! Our policies include unlimited video consultations with up to 25 types of medical specialists, plus access to the Caser Salud App for managing prescriptions and authorizations.

Yes! Our plans also provide:

Discount vouchers for up to €100 off prescription glasses
Savings on dental care treatments
Exclusive access to premium healthcare services

Once approved, you’ll receive your official health insurance certificate making it easy to complete your visa or residency application without delays.

Learn More About Our Insurance

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