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Health Insurance for Expats in Murcia
Fully Visa-Compliant
Start your new life in Murcia with complete peace of mind—get your health insurance today!
At 247 Expat Insurance, we provide fully compliant health insurance for expats in Murcia, covering:
✔ Non-Lucrative Visa (NLV), Digital Nomad Visa & Student Visa insurance
✔ No co-pays, no deductibles – 100% coverage
✔ Access to an authorised list of Spain’s best private hospitals & if available English-speaking doctors
✔ 24/7 emergency medical assistance & hospitalization
✔ Unlimited video consultations with 25+ medical specialists
✔ Caser Salud App to manage prescriptions & medical authorizations
🌍 English-speaking support | 🏥 Fast approval & policy setup | ⚡ Hassle-free visa application
Our health insurance plans offer:
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Visa-Compliant Coverage:
Fully approved for Spanish residency applications and Spanish Visas -
No Co-Payments or Deductibles:
Full medical access with zero out-of-pocket expenses -
Expertise:
With years of experience in the Spanish insurance market, our team is well-equipped to offer the best advice and solutions for expats. -
Flexibility:
We understand that no two expats are the same, which is why our policies are flexible and adaptable to your lifestyle and budget. -
Fast Certificate Issuance:
Get your official insurance certificate quickly -
English-Speaking Customer Support:
Hassle-free assistance in hour language for remote workers -
Global Coverage Options:
Stay protected even while traveling outside Spain -
English-Speaking Support:
Hassle-free assistance for international expats in English -
Top Private Hospitals & Clinics in Murcia:
Priority access to authorised leading healthcare providers throughout Murcia.
Why Private Health Insurance Is Essential for Expats in Murcia
Murcia has modern healthcare facilities, but if you’re applying for residency or visas, you must have private health insurance that meets Spanish immigration requirements. Without proper coverage, your visa application may be rejected.
Mandatory for Visas & Residency :
✔ Spanish law requires health insurance for expats in Murcia to be fully comprehensive, with no co-pays or deductibles
✔ Necessary for Non-Lucrative Visa (NLV), Digital Nomad Visa, and long-term residency permits
✔ Your visa application could be denied without valid private insurance
Avoid Long Wait Times in Public Healthcare:
✔ Spain’s public healthcare system is excellent, but non-urgent treatments can take months
✔ Private health insurance provides immediate access to top specialists and treatments
Exclusive Access to Top Private Hospitals:
✔ Many of Murcia’s top hospitals and clinics are private-only
✔ With private insurance, you can access leading medical facilities such as:
24/7 Emergency & Specialist Medical Care
✔ Immediate access to emergency care and specialists
✔ No waiting lists for diagnostics, surgeries, or specialist consultations
With a visa-compliant private health insurance policy, you can enjoy Murcia’s top private healthcare facilities without any unexpected medical costs.
What Does Our Expat Health Insurance in Murcia Cover?
Our Murcia health insurance policies offer full coverage with no co-pays or hidden fees, ensuring you get high-quality medical care whenever you need it.
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Doctor Visits & Specialist Consultations:
✔ Unlimited general practitioner & specialist visits ✔ Diagnostic tests, medical imaging & lab work -
Emergency & Hospital Care:
✔ 24/7 emergency medical assistance ✔ Hospital admission & urgent treatments -
Exclusive Digital Benefits:
✔ Unlimited video consultations with 25 types of medical specialists ✔ Caser Salud App – Manage your insurance, prescriptions & authorizations -
Exclusive Discount Vouchers:
• Up to 100€ off dental care • Up to €100 off prescription glasses -
And much more:
Get in contact with us for full details.
Our Partnerships
As a proud Caser exclusive agent, we provide access to premium insurance solutions backed by the strength and reliability of one of Spain’s most reputable insurance providers. Caser, part of the internationally renowned Helvetia Group, brings over 160 years of experience to the insurance industry.
The Helvetia Group is a leading multinational insurance company headquartered in Switzerland, with a presence in over 20 countries across Europe, Asia, and Latin America. Serving more than 7 million customers, Helvetia offers a wide range of financial and insurance products, from life and non-life insurance to pension and investment solutions. With assets exceeding €100 billion and a workforce of nearly 12,000 employees, the group is a global powerhouse in the insurance sector.
This partnership enables us to deliver exceptional coverage options tailored to meet the diverse needs of our clients. Whether you require health, home, auto, or life insurance, you can trust in the financial stability and expertise of Caser and the Helvetia Group to provide unparalleled peace of mind and security.

Why Choose 247 Expat Insurance?
- Comprehensive solutions tailored for expatriates in Spain
- Flexible policies to fit your needs and budget
- Expert service in English
- Local knowledge and trusted advice
Why Expats Are Choosing Murcia

🏥 Excellent Healthcare &
Expat-Friendly Services
✔ Shorter wait times compared to public healthcare
✔ Many doctors and specialists speak English and translators are readily available
✔ Comprehensive private health insurance options for expats

🌞 Warm Climate &
Affordable Living
✔ Lower cost of living than other European and major Spanish cities
✔ Beautiful coastal towns, beaches, and countryside
✔ Thriving expat communities & international social scene

🚆 Convenient Transport
& Accessibility
✔ Fast rail connections to Madrid, Alicante & Barcelona
✔ Well-connected roads & highways for easy travel throughout Spain and Europe
✔ Close to Alicante & Costa Blanca for city access
Murcia offers an exceptional quality of life, and with visa-compliant health insurance, you can enjoy it with complete peace of mind.
How to Verify Private Health Insurance for Your Visa
✔ No co-pays or deductibles—Required for NLV, Digital Nomad Visa, and residency
✔ Full coverage for hospitalization & specialist care
✔ Issued by an officially registered insurance provider in Spain
✔ Includes an official insurance certificate for visa applications
If your insurance does not meet these strict requirements, your visa may be denied.
For official Spanish visa health insurance regulations, visit the Spanish Ministry of Inclusion, Social Security & Migration.
How to Get Health Insurance in Murcia in 3 Easy Steps
Request a Free
Quote
• Receive your personalized insurance quote and options that meets your visa requirements.
Choose Your Coverage Plan
• Receive all communications, confirmation and assistance from our English-speaking team based in Spain.
Receive Your Insurance Certificate
• Receive your official health insurance certificate for your digital nomad visa application, once your policy is agreed.
Frequently Asked Questions (FAQ) AboutHealth Insurance for Expats in Murcia
Yes, if you’re applying for a Non-Lucrative Visa (NLV), Digital Nomad Visa, Student Visa, or residency permit, private health insurance is required. It must be fully comprehensive, with no co-pays or deductibles to meet visa regulations.
Yes! Our policies are visa-compliant and include an official certificate, which is required for your residency application in Murcia.
Absolutely! Our plans provide access to an authorised list of Murcia’s best private hospitals and clinics, ensuring shorter wait times and high-quality medical care.
Yes, Murcia has a large expat population, and our network includes English-speaking doctors, if available in the hospitals, specialists, and customer support if not translators are available.
Our plans cover:
✔ Unlimited doctor visits & specialist consultations
✔ 24/7 emergency medical care & hospitalisation
✔ Diagnostic tests, medical imaging & lab work
✔ A phone app for prescriptions and video calls with specialists
Yes! Our policies include unlimited video consultations with up to 25 types of medical specialists, plus access to the Caser Salud App for managing prescriptions and authorizations.
Yes! Our plans also provide:
• Discount vouchers for up to €100 off prescription glasses
• Savings on dental care treatments
• Exclusive access to premium healthcare services
Once approved, you’ll receive your official health insurance certificate making it easy to complete your visa or residency application without delays.
Learn More About Our Insurance
Get a quote