The Spanish Family Reunification visa (Reagrupación Familiar) allows close family members of a legally-resident foreign national in Spain to join them. Spanish Consulates commonly request private health insurance as part of the visa file. This guide covers what Family Reunification cover normally includes, who needs separate certificates, and how 247 Expat Insurance helps prepare the insurance pack for the file.
Send the sponsoring resident’s situation, ages of joining family members and Consulate.
Get a QuoteTalk to an AdviserThe Spanish Family Reunification visa allows close family members to join a foreign national who is legally resident in Spain (typically holding an NLV, DNV, Work Visa or other long-stay route). Common reunifying relationships include spouse or registered partner, children under 18, and in some cases dependent parents.
Spanish Consulates commonly request health insurance evidence as part of the Family Reunification file. The cover typically needs to mirror the structure used for other long-stay visa applications:
Each joining family member typically needs their own bilingual EN/ES certificate referencing the Family Reunification visa (Reagrupación Familiar). All certificates can be issued from a single family policy. Each certificate names the relevant family member and confirms structural compliance.
The Consulate file typically also requires evidence from the sponsoring resident — financial capacity, adequate housing, the legal residency basis — alongside the family member documentation. The insurance pack focuses on the joining family member.
Children joining under Family Reunification each need their own certificate. Family policies covering children are commonly available across Spanish-authorised insurers, with paediatric services included.
In some cases dependent parents qualify for Family Reunification. Older joining family members commonly face more detailed insurer underwriting given age band and any pre-existing conditions.
Spanish Consulates commonly request health insurance for each joining family member. Each member typically needs their own certificate.
Yes — family policies covering children are commonly available, with separate certificates issued from the single policy.
The insurance requirement applies to the joining family member at the visa application stage. The sponsor’s public health status doesn’t typically replace this.
No — this is for family of non-EU residents. EU citizens use a different route (Tarjeta Comunitaria). See our EU family member guide.
Several weeks to a few months from submission to decision, varies by Consulate.
Processing times vary depending on insurer approval, medical history and payment.
Send the sponsoring resident’s details and joining family ages.
Get a QuoteTalk to an AdviserReverse mortgages need a personal consultation. Our specialist team will discuss eligibility, amounts and what suits your situation — in clear English.