Post-Brexit, UK nationals moving to Spain face the full non-EU visa application process. This checklist covers the insurance and documentation items UK movers need to think about as a result of the post-Brexit framework — from visa-compliant health insurance to the FCDO Legalisation Office apostille chain.
Send your route and intended Consulate (London/Manchester/Edinburgh).
Get a QuoteTalk to an AdviserThe FCDO Legalisation Office handles UK document apostille — ACRO criminal record, marriage certificates, birth certificates. Allow 4–8 weeks for the combined ACRO + FCDO chain plus translation.
UK private plans (Bupa UK, AXA PPP Healthcare, Vitality UK, AVIVA, WPA) are designed for healthcare within the UK. They typically don’t hold Spanish regulatory authorisation and may not meet the structural requirements for Spanish visa-compliant cover. See UK insurance for Spanish visa.
UK-Spain double tax treaty applies. Once Spanish tax resident (typically after 183+ days), worldwide income is taxable in Spain. Pension and capital gains treatment depends on type. Speak to a UK/Spanish tax adviser.
Yes for stays over 90 days — through one of the long-stay routes.
Typically not for the Spanish visa application or Spanish residency.
GHIC is designed for short-term care during temporary stays, not residency.
UK driving licences typically need exchange for a Spanish licence within 6 months of becoming resident.
UK state pension and private pensions can be paid to Spanish accounts. Tax treatment per UK-Spain treaty applies.
Reverse mortgages need a personal consultation. Our specialist team will discuss eligibility, amounts and what suits your situation — in clear English.