Student Visa Insurance Cost

Spain Student Visa Health Insurance Cost

Student visa health insurance for Spain follows the same general Spanish-licensed structural requirements as NLV/DNV (sin copago, sin carencias, annual, comprehensive from a DGSFP-authorised insurer). Student applicants are typically younger, so premiums tend to be at the lower end of the range. This guide covers indicative student-age costs and what drives them.

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Indicative student visa cost by age band

Age bandIndicative monthly (EUR)Indicative annual (EUR)
18–2540–75480–900
26–3050–85600–1,020
30–40 (mature students)60–100720–1,200

Why student insurance is typically cheaper

  • Younger age bands have lower base premiums
  • Lower medical claim utilisation pricing
  • Many Spanish-licensed insurers offer student-focused packages

Programme length considerations

If your student visa is for less than 12 months (e.g. 6-month exchange programme), some insurers offer prorated short-term policies. For full academic year (10–12 months) or longer, annual policies are standard.

Family / spouse / children studying together

For mature student applicants with accompanying family, each family member typically needs their own certificate.

Related: NLV cost, DNV cost, Student visa health insurance.

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