Student visa health insurance for Spain follows the same general Spanish-licensed structural requirements as NLV/DNV (sin copago, sin carencias, annual, comprehensive from a DGSFP-authorised insurer). Student applicants are typically younger, so premiums tend to be at the lower end of the range. This guide covers indicative student-age costs and what drives them.
Send us your age, university/programme details and region in Spain. Spanish-licensed cover prepared.
Get a Fast QuoteTalk to an Adviser| Age band | Indicative monthly (EUR) | Indicative annual (EUR) |
|---|---|---|
| 18–25 | 40–75 | 480–900 |
| 26–30 | 50–85 | 600–1,020 |
| 30–40 (mature students) | 60–100 | 720–1,200 |
If your student visa is for less than 12 months (e.g. 6-month exchange programme), some insurers offer prorated short-term policies. For full academic year (10–12 months) or longer, annual policies are standard.
For mature student applicants with accompanying family, each family member typically needs their own certificate.
Related: NLV cost, DNV cost, Student visa health insurance.
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