Travelling beyond Europe from your Spanish base? Whether you are visiting family in the US, Canada, or Australia, or exploring further afield, we arrange worldwide travel insurance in English with appropriate cover for wherever you are going.
Get Your Quote Speak to Our TeamSpain is a wonderful place to live, but expats travel. Many have family in North America, Australia, or other parts of the world — and a trip to visit children, grandchildren, or old friends can easily be one of the most important journeys of the year. When those trips take you outside Europe, a standard European travel insurance policy is simply not adequate.
The most significant reason to have proper worldwide cover is the cost of medical care. Healthcare in the United States, Canada, and several other non-European destinations can be extraordinarily expensive. A serious illness, an accident, or an unexpected hospitalisation can generate a bill that runs into hundreds of thousands of euros. Without proper worldwide travel insurance in place, these costs fall directly on you.
At 247 Expat Insurance, we help expats in Spain arrange worldwide travel insurance with the medical limits and cover they actually need for non-European travel. We make sure the policy genuinely covers your destination and provides realistic protection — not just a nominal level of cover that runs out too quickly.
A comprehensive worldwide travel insurance policy for expats in Spain will typically include the following elements, with the medical cover limits set at an appropriate level for non-European healthcare costs.
The most critical element for worldwide travel. Limits of at least €2 million are recommended for US and Canadian travel. Covers hospital treatment, surgery, doctors' fees, and prescription costs abroad.
The cost of transporting you back to Spain following a serious medical incident. For long-haul destinations, medical repatriation can be extremely expensive — this cover is essential.
Direct access to emergency medical assistance services 24 hours a day, wherever you are in the world. They coordinate treatment, communicate with local hospitals, and arrange repatriation if needed.
Reimbursement of prepaid costs if you have to cancel or cut short a worldwide trip due to illness, injury, or other covered reasons. Particularly relevant given the often higher cost of long-haul flights.
Compensation for lost, stolen, or damaged luggage during your worldwide trip. Important for longer journeys where the risk of lost baggage is higher.
Cover if you accidentally cause injury or damage to others or their property during your trip. Particularly important in the US where liability claims can be very high.
Worldwide travel insurance from Spain is relevant for any expat whose travel extends beyond European borders. Here are the most common situations.
Worldwide travel insurance is often the most important policy an expat can hold. These are the mistakes most likely to leave you seriously exposed.
We are a specialist expat insurance team in Spain. We take worldwide travel insurance seriously because we understand what inadequate cover means if something goes wrong far from home.
We recommend worldwide policies with medical limits appropriate for the destinations you are travelling to — not the bare minimum that leaves you exposed in a high-cost healthcare country.
We confirm that the specific countries you are visiting are genuinely covered under the policy — not assumed to be included based on a vague "worldwide" description.
Whether you need a one-off policy for a specific long-haul trip or annual worldwide cover for multiple journeys throughout the year, we have options for your travel pattern.
For older expats or those with medical conditions travelling worldwide, we find the most appropriate cover available — not just the easiest generic policy to sell.
Complex policies need clear explanations. We make sure you understand exactly what is covered, what to do in an emergency, and how to claim if you need to.
Arranging worldwide cover before a long-haul trip is important. We are available every day for quotes and cover so you can travel with proper protection in place.
Medical costs in some countries — particularly the United States, Canada, and parts of Asia — can be extraordinarily high. A serious accident or illness in the US can generate medical bills of hundreds of thousands of dollars. For this reason, worldwide travel insurance policies that include the USA and Canada must have very high medical expense limits — ideally €2 million or more. Policies with low limits simply do not provide adequate protection for US travel.
This depends on the policy. Some worldwide policies issued to Spain-resident expats will cover travel to the UK as well as other non-European destinations. Others may treat the UK differently. For British expats, it is worth confirming whether trips back to the UK are covered under the worldwide section of the policy or whether a separate clause applies. We check this when arranging your cover to make sure there are no gaps.
As a specialist expat insurance agent, we cover all the main insurance needs you may have in Spain — not just one product.
We also offer a full range of travel insurance options for expats of all travel patterns living in Spain.
Speak to our English-speaking team about worldwide cover that is appropriate for your specific destinations. We are available 7 days a week.
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