If you are applying for a Spanish Non-Lucrative Visa (NLV) through the Spanish Consulate in London, this guide covers the full requirements checklist: financial proof, criminal record certificate, medical certificate, accommodation evidence, application form, photos, fees, and the health insurance requirement (which is one of the most commonly raised items at file review). Specific requirements can change — always verify the current checklist published by the Spanish Consulate London before submission.
247 Expat Insurance prepares Spanish-licensed (DGSFP-authorised) NLV insurance certificates ready for your London Consulate submission. Bilingual EN/ES certificate, annual payment receipt and policy schedule prepared together for many straightforward applications, subject to insurer approval and payment.
Get a Fast QuoteTalk to an AdviserThe Spanish Consulate London handles NLV applications for residents within its catchment area. Specific requirements and acceptable evidence types can vary by Consulate and may change — this guide is a general overview; always confirm the current checklist published by the London Consulate before submission.
The Spanish Consulate General in London serves London, the South East and surrounding counties for NLV applications. Post-Brexit, UK nationals apply through the same NLV process as other non-EU applicants. Verify your current consular jurisdiction on the official consulate or BLS website before booking.
The Non-Lucrative Visa allows applicants to live in Spain without working locally, provided they can demonstrate sufficient passive income or savings. The London Consulate (like other Spanish Consulates) commonly requires the following on an NLV file:
The NLV financial standard is linked to IPREM (Indicador Público de Renta de Efectos Múltiples). The threshold typically requires approximately 400 percent of IPREM annually for the main applicant, with an additional 100 percent for each accompanying family member. Verify current figures against the published threshold at submission time.
Acceptable evidence:
Documents typically need apostille and certified translation.
The NLV health insurance requirement is one of the most commonly raised items at London Consulate file review:
Plans that typically don’t hold DGSFP authorisation — including UK NHS or UK private health plans (Bupa UK, AXA PPP, Vitality UK, AVIVA, WPA), generic international expat plans and travel insurance — usually don’t meet Spanish NLV structural requirements. See our London Consulate insurance pack guide.
Issued by the relevant authority in the United Kingdom (via the FCDO Legalisation Office), apostilled per the issuing country's standard process, translated into Spanish by a sworn (jurado) translator. Typically valid for 90 days from issue.
A medical certificate stating the applicant doesn’t suffer from any disease that could pose a public health risk (referencing International Health Regulations 2005). Signed by a qualified medical practitioner, on official letterhead, issued within 90 days of submission, translated into Spanish.
The official NLV application is Modelo EX-01, completed in Spanish, with sections for applicant details, address in Spain, financial means, accompanying family and signed declaration.
NLV applications carry a consular fee. BLS submissions add a BLS service fee. Specific current amounts should be verified at booking.
Documents typically require apostille from the relevant authority in the United Kingdom (via the FCDO Legalisation Office), followed by certified translation into Spanish by a sworn (jurado) translator. Plan apostille and translation early — these are commonly the longest-lead items in NLV submissions.
NLV appointments for the London Consulate are typically booked via the BLS International appointment system, the Consulate's own website, or the designated submission centre. See our London appointment guide for booking process detail.
After arrival in Spain, NLV holders must register for the TIE at the local Foreigners Office within 30 days. Documents commonly required: visa, passport, photos, NIE confirmation, empadronamiento certificate, accommodation evidence.
247 Expat Insurance prepares Spanish-licensed visa health insurance certificates ready for London Consulate NLV submissions — certificate, annual payment receipt and policy schedule prepared together. Bilingual EN/ES format. Repatriation cover included where required. Seven days a week support around tight appointment dates. Related: BLS London, UK nationality insurance, NLV certificate, proof of payment, repatriation, if rejected, NLV health insurance hub.
Send us your appointment date, ages and visa route. Spanish-licensed certificate, payment receipt and policy schedule prepared together.
Get a QuoteTalk to an AdviserSpanish-licensed insurer (DGSFP), annual cover, sin copago, sin carencias, comprehensive cover, with proof of 12 months paid upfront. Confirm against the current London Consulate checklist.
Typically around 400 percent of IPREM annually for the main applicant, with an additional 100 percent per family member.
Plans without DGSFP authorisation typically don’t meet Spanish NLV structural requirements.
The Dirección General de Seguros y Fondos de Pensiones — Spain’s insurance regulator.
Sin copago: without copayments. Sin carencias: without waiting periods. Both commonly required for NLV.
Many Consulates expect or require it. Confirm against the current London Consulate checklist.
Typically within 90 days, with apostille and certified Spanish translation.
Yes — typically referencing International Health Regulations 2005, dated within 90 days.
Bank statements, investment statements, pension entitlement letters, property income evidence.
Typically several weeks to a few months after submission.
Common issue. Replace with Spanish-licensed visa-compliant cover and resubmit. See our if rejected guide.
For many straightforward applications, certificates are often issued within 1 business day once the insurer has approved the application and payment has been completed. Processing times can vary depending on age, medical history, underwriting requirements and insurer workload.
See our urgent certificates guide and contact us as soon as possible.
Family members can typically apply together. Each needs their own health insurance certificate. Combined financial proof must meet the family-adjusted IPREM threshold.
Travel to Spain within the visa validity period. Register for the TIE within 30 days of arrival.
